The shares for the basket are chosen from a worldwide equity universe. The four-step selection process is based on various criteria, i.e. macroeconomic factors (step 1), historical financial data (step 2), analysis reports (step 3) and options-related data (step 4). In step 1, KBC Asset Management distinguishes between shares on the basis of market capitalisation, liquidity (tradability on the stock market) and the investment policy pursued in the fund. The final composition of the basket is approved by the Board of Directors of the bevek. It must also meet a number of legal requirements, viz. a minimum number of shares, an adequate diversification over regions and/or sectors, the weighting for individual shares, etc. During the selection process, KBC Asset Management also uses parameters that may affect the investment’s potential return. More information can be found in the prospectus.
** Class 23 or unit-linked life insurance is the collective name for life insurance products whose premiums are invested in one or more investment funds, without a guaranteed return.
* The term 'undertaking for collective investment' (UCI) is the overarching name used for all types of investment fund, regardless of their legal status. Depending on their legal status, a distinction is made between UCIs with a contractual structure (mutual funds) and UCIs with a separate legal personality (investment companies). For UCIs that are made up of different sub-funds, the term 'UCI' is also occasionally used to refer to a sub-fund. The investor participates directly in a diversified portfolio that invests, for instance, in equities, bonds, cash and/or real estate in accordance with the investment policy laid down in the prospectus. UCIs are managed in the exclusive interests of the unit holders by specialists who track the market closely. Another term often used for a UCI is 'fund' or 'investment fund'.
This screen only contains marketing information. It contains no investment advice or investment research, just a summary of the product’s features. This on-screen information may be changed without notice in the future. Detailed information on this product, the terms and conditions and allied risks can be found in the prospectus, the key investor information document and periodic reports (in the case of UCITS) or in the management regulations and key information document (in the case of unit-linked investment-type insurance).Go through the key investor information document and prospectus (for UCITS) or the key information document and management regulations (for unit-linked investment-type insurance) before deciding to invest in this product. You can obtain these documents free of charge from your KBC or CBC branch, or view them at www.kbc.be or www.cbc.be.
Certain products including KBC-Life Multinvest unit-linked investment-type insurance can only be subscribed to during the initial subscription period.
This information is subject to Belgian law and is within the exclusive jurisdiction of the Belgian courts. If you have any questions, KBC clients can contact: + 32 78 353 137 KBC Brussels clients should contact: + 32 2 303 31 60
You can submit any complaints you may have by e-mail to email@example.com, by telephone on 0800 62 084 or by e-mail to firstname.lastname@example.org. All net asset values can be found at www.beama.be.