Looking to finance company vehicles?

Find out which credit type best suits your needs

Looking to finance company vehicles?

Find out which credit type best suits your needs

How do I finance my company car(s)?

Most entrepreneurs cannot imagine professional life without a company car anymore. After all, it's important for someone who runs a business to be mobile. Regardless of whether you're looking to buy, lease or rent a company car, KBC can offer a bespoke solution to finance your vehicle (fleet). Each package has its own benefits.

A detailed comparison of different options

  Investment credit

Finance lease

Renting

Minimum credit amount None

5,000 EUR excl. VAT

5,000 EUR excl. VAT

Term

2 to 5 years 2 to 5 years 2 to  years

Pre-financing of VAT

Residual value ≤ 15% of the investment amount ≥ 16% of the investment amount
Purchase option

Car can be purchased at its residual value at the end of the contract


Car can be purchased at its residual value at the end of the contract
Proof of investment upon drawdown

Invoice

Administrative work Credit can be drawn down online via KBC Touch and/or KBC-Online for Business Carried out by KBC Lease Carried out by KBC Lease

Accounting treatment

On the balance sheetCapitalisation and depreciation

On the balance sheet

Capitalisation and depreciation

On the income statement

Booked as expense

  Invest tomorrow with credit you could get today Invest tomorrow with credit you could get today
Invest tomorrow with credit you could get today
  More info More info More info

Was this page useful to you? Yes No

Related products

Full Service Car Leasing

Full Service Car Leasing

KBC Full Service Car Leasing enables you to finance your company car, while also covering repairs, maintenance, tyres, insurance, breakdown assistance, replacement vehicle, etc.
Your tax pre-payment plan

Your tax pre-payment plan

Never forget to pre-pay your taxes again courtesy of the KBC Tax Pre-Payment Plan.
Compare types of credit for business facilities

Compare types of credit for business facilities

KBC can finance the equipment for your business in four ways. Find out which credit suits your plans.
Cash budget credit facility

Cash budget credit facility

Have holiday allowances or year-end bonuses to pay? Keep your cash resources intact and your advance in current account free with a KBC Cash Budget Credit Facility.