Need a new car for your business?

Find out which credit type best suits your needs

Need a new car for your business?

Find out which credit type best suits your needs

How do I finance my company car(s)?

Most entrepreneurs cannot imagine professional life without a company car anymore. After all, it's important for someone who runs a business to be mobile. Regardless of whether you're looking to buy, lease or rent a company car, KBC can offer a bespoke solution to finance your vehicle (fleet). Each package has its own benefits.

A detailed comparison of different options

  Investment credit

Finance lease

Renting

Minimum credit amount None

5,000 EUR excl. VAT

5,000 EUR excl. VAT

Term

2 to 5 years 2 to 5 years 2 to  years

Pre-financing of VAT

Residual value ≤ 15% of the investment amount ≥ 16% of the investment amount
Purchase option

Car can be purchased at its residual value at the end of the contract


Car can be purchased at its residual value at the end of the contract
Proof of investment upon drawdown

Invoice

Administrative work Credit can be drawn down online via KBC Touch and/or KBC-Online for Business Carried out by KBC Lease Carried out by KBC Lease

Accounting treatment

On the balance sheetCapitalisation and depreciation

On the balance sheet

Capitalisation and depreciation

On the income statement

Booked as expense

  Invest tomorrow with credit you could get today Invest tomorrow with credit you could get today
Invest tomorrow with credit you could get today
  More info More info More info

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