Looking for the best way to finance a company car?

Get your car financing entirely online

Looking for the best way to finance a company car?

Get your car financing entirely online

If you're looking for finance to renew or expand your vehicle fleet, you have three options to choose from:

  • An investment credit
  • Financial leasing
  • Renting

Why take out finance?

When you take out finance, you qualify for tax benefits. Not only that, you spread the investment burden and that improves your cashflow.

Good to know: you always get the same sharp rate online as you would in your branch.

Each option also has its own specific benefits. We've provided you with summarised information below to help you make the right choice for your business.

Immediately work out and apply for your car financing in KBC Touch, KBC Mobile or KBC Business Dashboard. Not with us yet? Request your personal rate.

Simulate and apply for finance

Compare the different ways to finance your vehicle fleet

  Investment credit

Leasing

Renting

Minimum credit amount None   9 000 euros excl. VAT

9 000 euros excl. VAT

Term

2 to 5 years

2 to 5 years

2 to 5 years

Residual value By default 4% By default 16%

Accounting treatment

On the balance sheet
Capitalisation and depreciation
On the balance sheet
Capitalisation and depreciation
On the income statement
Booked as expense
  Learn all about the KBC Investment Credit

 

Learn all about financial leasing

 

Learn all about renting

Apply for car financing digitally

KBC Live: the remote branch that gives you certainty when you're in doubt

Taking out a loan is a major step. Perhaps you have questions or are unsure what to do. For instance, is an investment credit the right type of finance for you? Are there any better or cheaper alternatives or how much of your own money you would have to put in? And … would there be any scope to negotiate and perhaps knock 0.05% off the rate?

At KBC, you won't need to negotiate on your rate as we always give you the best possible one, regardless of whether you're online or in your KBC branch.

Need help with your digital application? Feel free to contact us. We’ll be happy to help.

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