Looking for the best way to finance a company car?

Work out quickly and conveniently what you can borrow in KBC Touch or KBC Mobile

Looking for the best way to finance a company car?

Work out quickly and conveniently what you can borrow in KBC Touch or KBC Mobile

If you're looking for finance to renew or expand your vehicle fleet, you have three options to choose from:

  • An investment credit
  • Financial leasing
  • Renting

Why take out finance?

When you take out finance, you qualify for tax benefits. Not only that, you spread the investment burden and that improves your cashflow.

Good to know: you always get the same sharp rate online as you would in your branch.

Each option also has its own specific benefits. We've provided you with summarised information below to help you make the right choice for your business.

You can simulate and apply for finance right from KBC Touch or KBC Mobile.

Simulate and apply for finance in KBC Touch
Simulate and apply for finance in KBC Mobile

Compare the different ways to finance your vehicle fleet

  Investment credit

Leasing

Renting

Minimum credit amount None   9 000 euros excl. VAT

9 000 euros excl. VAT

Term

2 to 5 years

2 to 5 years

2 to 5 years

Residual value ≤ 15% of the investment amount ≥ 16% of the investment amount

Accounting treatment

On the balance sheet
Capitalisation and depreciation
On the balance sheet
Capitalisation and depreciation
On the income statement
Booked as expense
  Learn all about the KBC Investment Credit

 

Learn all about financial leasing

 

Learn all about renting

Work out how to finance your company car in five steps

KBC Live: the remote branch that gives you certainty when you're in doubt

Taking out a loan is a major step. Perhaps you have questions or are unsure what to do. For instance, is an investment credit the right type of finance for you? Are there any better or cheaper alternatives or how much of your own money you would have to put in?
And … would there be any scope to negotiate and perhaps knock 0.05% off the rate?

Your personal rate is guaranteed and that's something you can be sure of.
If you have any other questions, we'll be happy to help.

You're more than welcome to contact KBC Live when running your simulation or applying for your credit facility in KBC Touch and KBC Mobile.

If you prefer to apply for finance at your KBC branch, don't hesitate to make an appointment.

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