KBC Twin Package Deal

Easily keep your personal and business accounts separate at no extra cost

KBC Twin Package Deal

Easily keep your personal and business accounts separate at no extra cost

Business and personal accounts bundled

Get a personal and business account together in our great-value package, while still keeping both easily separated. That makes life easy for you, your accountant and the taxman.

Bank anywhere 24/7

KBC Touch lets you manage your personal and business accounts in one single space, yet they're kept separate so that your banking stays easy and efficient.

Our 'package principle' means no extra charges

A number of services and products are included, with optional extras if you need them.

The KBC Twin Package Deal

zakelijke rekening openen

The KBC Twin Package Deal is the efficient way to keep payments related to your business activities separate from your personal ones. It's something that every business should do. Not only will it give you a better idea of your company's activities, but your accountant and the tax authorities will appreciate it too.

Why keep business and personal payments separate?

As soon as you carry out one personal transaction, that account will be regarded as being part personal and part business, meaning that the tax authorities can examine it. It'll take a lot of time and money to check each and every transaction on a personal (or mixed) account and determine whether it was carried out for the company or for you personally. What's more, your accountant will have to spend more time reconciling all that expenditure and that, too, costs money.

For your convenience, we have brought out the KBC Twin Package Deal to help you keep your personal and business banking separate, with the added advantage that it won't cost you anything extra. 

What are the benefits of the KBC Twin Package Deal?

  • It's easy to show the tax authorities which transactions are for business and which are personal use
  • The full charge for the KBC Twin Package Deal is tax-deductible
  • You can easily switch between your personal and business accounts
  • You can sign more than ten transfers at a time
  • You can manage your accounts on different devices via online banking on your computer, tablet and smartphone

So how does it work?

The KBC Twin Package Deal has two components: one account for all the transactions you carry out as a private individual and one for all the transactions you carry out as a business owner or in your company's name. 

A. You as a private individual

This is the first component of the KBC Twin Package Deal. It includes all your personal transactions so you need a personal account. This component of the KBC Twin Package Deal is covered by a KBC Plus Account (if you so choose, including a KBC Silver Credit Card).

The KBC Plus Account offers:

  • convenient everyday banking
  • a free photo on your bank card (so you can easily see the difference between your personal and your business bank cards)
  • a KBC Silver Credit Card is included as standard in the KBC Twin Package Deal. But if you prefer another type of credit card, you'll get a discount equal to the price of the KBC Silver Credit Card. Take a look at our range of credit cards and choose which one you want

B. You as a business owner

The second component of the KBC Twin Package Deal includes your business transactions – this is the business component. It is covered by KBC Business PRO or KBC Business Compact. You can choose between the two.

KBC Business PRO offers:

  • banking wherever and whenever you want, including on your smartphone and/or tablet
  • an unlimited number of manual and electronic transactionsaltijd en overal bankieren, ook met je smartphone en/of tabletn
  • KBC-Online for Business for one user  
KBC Business Compact offers:
  • banking wherever and whenever you want, including on your smartphone and/or tablet
  • an unlimited number of manual and electronic transactions
  • KBC-Online for Business for two users
Both accounts can be supplemented with:
  • business credit cards
  • additional bank cards
  • payment terminals
  • a credit line to cover temporary cash shortfalls
  • and more besides

Managing these accounts online

Online bankieren zelfstandige

With the KBC Twin Package Deal, you have both a personal and business account. You want to be able to manage them easily online and view your expenditure, make payments or check your balances. You can do all of this with KBC Touch (available online on computers and tablets), where you can switch between your business and personal accounts at the click of a button.

If you need more options? KBC-Online for Business is included in the KBC Twin Package Deal. KBC-Online for Business is a safe and reliable system to manage both your personal and business banking and insurance affairs remotely, plus you get lots of extras. It's designed primarily for SMEs.

Conditions for signing up for the KBC Twin Package Deal

  • The deal is limited to business owners (private individuals who have a legal entity) aged 18 and over
  • It applies only if the holder (or co-holder) of both accounts is the same person or if the holder (or co-holder) of the personal account is the owner of the business in whose name the business account is held

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