The KBC Mastercard Business Extra is the ideal card for making and managing business payments worldwide. You can even apply for several KBC Mastercard Business Extra credit cards within one company, so that not only you, but also (certain) employees are authorised to make payments on behalf of the business.
Worldwide payment convenience
You yourself decide where your credit card's valid. Payments and cash withdrawals outside the European Monetary Union are converted at a favourable exchange rate.
A higher spending limit
We’ve set the standard spending limit for each card at 5 000 euros,but you can specify an individual spending limit for each card to suit the needs of your business.
Apply online with ease
Simply use Touch or the Business Dashboard on your PC or laptop to submit your digital application for a credit card and avoid the hassle of having to go to your branch. That saves time and energy.
What is the KBC Mastercard Business Extra?

Make payments and withdraw cash
The KBC Mastercard Business Extra can be used throughout the world, wherever the Mastercard logo is displayed, for both card payments and cash withdrawals. Paying is very easy, either using your PIN or by signing for the transaction. If you need cash, you can use your card at any ATM displaying the Mastercard logo, anywhere in the world. In countries outside the European Monetary Union, you automatically get a good exchange rate.
You can pay online with your KBC Mastercard Business Extra by entering your card details or by using the KBC Card Reader. The card reader is required whenever the website features the 'Mastercard Secure Code' logo.
Tip: manage your business cards yourself online.
The KBC Mastercard Business Extra gives you access to KBC-Online for Business. KBC-Online for Business gives you the freedom to set or change the following for each card holder:
- The spending limit for a specific KBC Mastercard Business Extra
- Where a specific KBC Mastercard Business Extra can be used (at home/abroad)
- Whether or not a specific KBC Mastercard Business Extra can be used for online purchases
Which account should you choose?
A credit card obviously needs to be linked to an account. The KBC Mastercard Business Extra can be combined with:
- the KBC Business PRO
- the KBC Business Compact
- the KBC Business Convenience
- the KBC Business Account
Summary of charges
KBC Business Account | KBC Business PRO KBC Business Compact |
KBC Business Convenience | |
Annual fee | 50 euros | 30 euros | Included |
Paying retailers | Free of charge | Free of charge | Free of charge |
Online transactions | Free of charge | Free of charge | Free of charge |
Withdrawing cash at ATMs | 1% of the amount withdrawn, with a minimum charge of 5 euros | 1% of the amount withdrawn, with a minimum charge of 5 euros | 1% of the amount withdrawn, with a minimum charge of 5 euros |
Withdrawing cash in a financial institution or bureau de change | 2% of the amount withdrawn, with a minimum charge of 5 euros | 2% of the amount withdrawn, with a minimum charge of 5 euros | 2% of the amount withdrawn, with a minimum charge of 5 euros |
Exchange rate: indicative rate set by the European Central Bank (plus an exchange margin of 1.6% for payments and withdrawals in a currency other than the euro).
Spending limits
- Cash withdrawals: the maximum amount you can withdraw using your KBC Mastercard Business Extra is 620 euros every 4 days (at an ATM).
- Card payments: as standard, the maximum amount that can be paid using your KBC Mastercard Business Extra is set at 5,000 euros per month. You can adjust this limit via KBC-Online for Business up to a maximum of 250,000 euros per month.
Pay quickly, easily and safely with contactless
Make contactless payments by simply holding your card against the payment terminal and then see whether payment went through on the screen. You’ll sometimes be asked to enter your PIN to verify that the card is yours. Contactless payments are processed in the same way as when you insert your card into the terminal and enter your PIN. If you prefer not to use your card’s contactless feature, it’s easy to disable.
Lost or stolen card? Call CardStop
Always keep your card in a safe place and keep your PIN secret. If your card is lost or stolen, call Card Stop on +32 70 344 344.