Base rate: 0.01%*
Savings earn interest at the base rate from the first calendar day after they are deposited and cease to earn interest from the calendar day on which they are withdrawn.
Fidelity bonus: 0.10%*
The fidelity bonus is awarded for amounts which remain on the savings account for twelve full, consecutive months. If money is withdrawn or transferred from the account, the accruing fidelity bonuses whose acquisition date is furthest in the future will be the first to be ended. However, for the first three transfers per year to another regulated savings account held with KBC Bank, there is a pro rata transfer of the fidelity bonus, provided the following conditions are met:
- the two savings accounts have at least one holder who is the same person
- each transfer is for at least 500 euros
- the funds are not transferred by standing order or automatic savings order
This means that the current 12-month calculation period is not interrupted but continues running on the beneficiary savings account. Therefore, the fidelity bonus is likewise only awarded on amounts that are held, in this case, on two or more savings accounts for 12 consecutive months.