Do you want to set aside a nest egg for your children from an early age through investment? That's an excellent idea, especially given the long investment horizon. Suppose that you set aside a fixed amount every month from your child's birth up to their 18th birthday. You could end up with a handsome amount of money!
Choose for yourself
The %%product.investment plan%% allows you to start investing from just 25 euros a month. You can decide for yourself how often you make a deposit.
Long life span
The longer the investment horizon, the greater the possible return. Your investment can grow as your child does.
The current low interest rates means that investments can offer higher potential returns than savings.
The current low interest rates mean that savings accounts offer low returns. That's why investment offers attractive prospects. Because your child won't need the money for a long time (until their 18th birthday, for instance), the return on the investment can be reinvested in turn and can generate additional income. We call that the capitalisation effect.
Lower your risk by spreading your entry
If you are just getting started with investing, the %%product.investment plan%% offers an attractive option. Your money is invested for you, so you don't need to actively monitor the stock market yourself. The money is invested in a diversified manner through an investment fund in order to reduce the risk.
What's more, your assets are invested systematically, which means that the investment takes place automatically at regular intervals. This lets you put emotions to one side. You can set up a KBC investment plan for as little as 25 euros a month, and you are free to choose how often you make your periodic deposits: every month, every quarter or every year.
Ideal for a longer investment horizon
The funds in your %%product.investment plan%% can be sold at any time, meaning that your assets are always available. However, since the value of investments can fluctuate, it's best to keep a longer life span in mind. What's more, the capitalisation effect makes itself felt primarily over the long term. making an investment plan ideal for giving your children a financial boost later in life.
How should you invest safely?
How can you strike the right balance between risk and return in your investments? Which investments are safe?
Class 21 products
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