Young person's account

Legal information

Young person's account

Legal information

KBC Bank Card may only be used as standard within Europe (including the European overseas territories, Turkey and six other countries). View a full list of countries where your KBC Bank Card can be used.

KBC Silver Credit Card and KBC Gold Credit Card are credit cards issued by: KBC Bank NV, with registered office at Havenlaan 2, 1080 Brussels, Belgium. VAT BE 0462.920.226, RLP Brussels, FSMA 026 256 A. Subject to your card application being approved by KBC Bank NV. KBC Silver Flex Credit Card, KBC Gold Flex Credit Card and KBC Platinum Flex Credit Card can all be used to make payment or used as a credit facility. When used as a means of payment, the outstanding balance is required to be repaid before the fifth calendar day of the month following receipt of the monthly billing statement (in which case, no debit interest will be due); when used as a credit facility, a minimum amount is required to be repaid each month (in which case, debit interest will be due). The credit can be drawn down again after repayment KBC Silver Flex Credit Card, KBC Gold Flex Credit Card and KBC Platinum Flex Credit Card all have an open-ended credit facility. Lender and card issuer: KBC Bank, with registered office at Havenlaan 2, 1080 Brussels, Belgium. VAT BE 0462.920.226, RLP Brussels, FSMA 026 256 A. The annual percentage rate of charge of 12,44% for a KBC Silver Flex Credit Card, 12,43% for a KBC Gold Flex Credit Card, and 11,45% for a KBC Platinum Flex Credit Card is calculated on the basis of the following assumptions (Book VII of the Economic Law Code): the standard credit amount is 2,500 euros for a KBC Silver Flex Credit Card, 5,000 euros for a KBC Gold Flex Credit Card and 7,500 euros for a KBC Platinum Flex Credit Card; the stated credit amount is drawn down immediately and in full by means of payment at a retailer; the variable debit rate of interest stands at 10,09% for a KBC Silver Flex Credit Card, 9,65% for a KBC Gold Flex Credit Card and 88,63% for KBC Platinum Flex Credit Card and the fee for the compulsory credit card is 22 euros for a KBC Silver Flex Credit Card, 55 euros for a KBC Gold Flex Credit Card and 88 euros for a KBC Platinum Flex Credit Card; the credit has a term of one year; the credit amount is repaid in equal monthly instalments (at the end of each period); the debit interest is paid at the same time as the monthly principal repayments; the immediate payment of the card fees.