Borrowing for your electric bike

Borrowing for your electric bike

Enjoy the now

Arrive still bursting with energy and make life easier with an electric bicycle. Buy one with the help of an instalment loan and get on your bike today!

Work out your loan

See how much you can borrow for your dream bike and what your monthly repayments would be. Use our calculator to test out which loan works best.

Get your loan online

Find the right loan for your new wheels and take it out online using KBC Touch. Apply right after you've worked out your loan or later when it suits you.

Electric bikes (or e-bikes) are now an everyday sight. An e-bike gets you to work and can save you quite a bit of time. Or take one for a summer bike ride and glide up hill and down dale. That's so much better! But, of course, decent e-bikes come with a serious price ticket. KBC's bicycle loan provides a solution. 

How our bicycle loan works

lening op afbetaling elektrische fiets of e-bike

If you want to finance your new purchase, it can be worthwhile taking out an instalment loan,* which avoids you having to dip into your savings. KBC offers a customised loan for your new two-wheeler.

Our bicycle loan (for an e-bike or any other kind of bikes) is available in any amount between 500 and 50,000 euros. The loan sum depends on the price of your e-bike. Your repayments are monthly, spread over at least one year.

Example: You have your eye on an e-bike costing 1,800 euros, which means you can borrow up to 1,980 euros. However, you don't actually need that much, so you decide to take out a bicycle loan for 1,600 euros and pay it off over a year and a half. In that case, you'll pay a little over 90 euros each month.

Do a quick calculation of how much you'd pay off

If you'd like to know how much you would pay off each month, you can easily run a simulation. Test out different loans and find the ideal one for you. Once you find the right loan arrangement, take out your bicycle loan online whenever it suits you! 

Is your new e-bike properly insured?

lening op afbetaling en verzekering elektrische fiets

An e-bike is a considerable investment, and you need to protect it. Have you got the insurance you need?

Damage and theft are usually covered by your property insurance policy. Optional valuables insurance offers you extra security. If you take your e-bike on holiday, we recommend you check what is and isn't covered whilst you're abroad. If you have KBC's property insurance, check out our special bicycle insurance.

Ultimately, in traffic, there's a constant danger of accidents. And the costs can mount up. Accident insurance can top up what's not covered by your health, family or hospitalisation insurance.

To find out more about our instalment bicycle loan, or check whether your e-bike is properly insured, pop in and talk to us or give us a call. 

* Bicycle loan details

Credit type: Instalment loan provided by the lender KBC Bank NV, Havenlaan 2, 1080 Brussels, VAT BE 0462.920.226, RLP Brussels, FSMA 026.256 A. Subject to your loan application being approved by KBC Bank NV and mutual agreement.

Attention, borrowing money also costs money

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