Loans for various vehicles

Caravans, trailers and boats

Loans for various vehicles

Caravans, trailers and boats

Fixed rate

You repay the same amount each month.

No invoices required

You don't need proof of investment.

Apply online in no time

You can apply for your loan online.

Why go for an instalment loan?

Life is too short to wait for the fun things, so why put them off? Take out an instalment loan with us so you can spread the cost over a longer period and start having fun now.

Loans you can take out

We offer loans for

  • caravans or mobile homes
  • trailers
  • boats

Fixed rate

The rate on your loan stays the same for the entire term, so you repay the same amount every month with no unwelcome surprises.

When you take out your loan, we give you an overview of what you'll pay off each month for the entire term of the loan. That way, you can check how much you still have to pay and for how long.

No invoices required

With a KBC Multi-Purpose Instalment Loan, you can borrow the full cost of what you're buying, including VAT. But if you’d rather pay part of the purchase price yourself, you can do that too. In that case, we'll simply finance the rest.

We don't even ask you for invoices if you're taking out a loan for a boat, trailer or caravan.

Apply online in no time

You can easily work out your loan and repayments on our website. Your repayments depend on how much you borrow and over what term.

If you already bank with us, you don't even have to leave the comfort of your own home to apply for a loan. Applications for loans of up to 40,000 euros can be done completely online. If you need to borrow more than that, we’ll be pleased to help you at one of our branches.

Choose the right term

The best term for you will depend on how much you want to borrow and how much you can spare each month. The longer the term, the less you'll have to repay each month and the easier it will be to pay off your loan. The shorter the term of your loan, the more you'll have to repay each month but you'll pay it off sooner and consequently pay less interest. At KBC, the choice is in your hands. 

There are a few legal limits that apply to the term of a loan: these are automatically built into the car loan calculator. 

Amount borrowed
Maximum term
up to 2,500 euros 24 months
up to 3,700 euros 30 months
up to 5,600 euros 36 months
up to 7,500 euros 42 months
up to 10,000 euros 48 months
up to 15,000 euros 60 months
up to 50,000 euros 72 months

Since a new vehicle quickly depreciates in value, our advice is not to take too long to repay your loan. If you incur a claim or – worse still – a total loss, losing your vehicle entirely, bear in mind that you still have to keep paying off your loan. At KBC, we offer special insurance to limit that risk for certain types of vehicles like a caravan.

Disbursement of your loan

We will disburse your loan

  • within two months of you taking it out
  • onto a specified account or joint account in your name
  • without you needing to submit proof of investment

When do you start repaying your loan?

You start making your loan repayments one month after the loan is paid to you. All subsequent monthly repayments will take place on the same day of the month as the initial repayment.

Example

So, if for example your loan is made available on 25 March, then your loan repayments start on 25 April, with remaining repayments scheduled for the 25th of every month.

Repayment account

You pay off your loan via a KBC current account or the contract number of your loan (i.e. an account into which you can pay the relevant amounts).

Instalment loan details

 

Attention, borrowing money also costs money

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