Car insurance for young drivers

KBC Start2Drive

Car insurance for young drivers

KBC Start2Drive

No extra premiums

For the first 24 months after you get your provisional driving licence.

Free Driver Accident Insurance

For the first 24 months after you get your provisional driving licence.

No additional deductible

After an accident caused by a beginner driver.

Value car insurance providing great cover

Learning to drive using your parents' car? Make sure to have yourself included in your parents' car policy. This offers you and your parents some exclusive benefits*:

  • No additional insurance premiums to pay
  • Accident insurance for drivers free of charge covering medical expenses, permanent disability and death
  • No extra deductible after an accident. The deductible is the amount that is at your expense. It is specified in the policy conditions.

* You only get these benefits for the first 24 months after getting your provisional driving licence.

Favourable rates later on

As a beginner driver, your claim-free driving under your parents' insurance policy will earn you a higher no-claims bonus* in your own insurance policy later. That means you will enjoy lower rates later when you take out your own car insurance with KBC. After five years of claim-free driving, you can get up to 50% off the standard rate.

Learn more about KBC Start2Drive cover

* The bonus is a discount you receive to reward you for claim-free driving. The discount applies to the premium you pay for your car insurance. If you are liable for a claim, your premium may go up as a result.

Peace of mind: your policy is in order instantly

You are included as a named driver in your parents' insurance contract, so you have good cover right from the start.

Good to know

KBC Vehicle Insurance for passenger cars may include one or more of the following forms of cover:

Compulsory Third-Party Liability Insurance This is a third-party liability insurance
Legal Assistance Insurance This insurance offers legal assistance
All Risks Comprehensive Insurance This insurance is fully comprehensive
Partial Comprehensive Insurance This is semi-comprehensive insurance
KBC-VAB Assistance This insurance offers personal and vehicle assistance
Driver Accident Insurance This insurance covers accidents
  • This product is governed by the laws of Belgium
  • The insurance provided by this policy is valid for one year It will be tacitly renewed, unless it is terminated no later than three months before the principal renewal date
  • Your intermediary is your first point of contact for any complaints you may have. If no agreement can be reached, you can contact KBC Complaints Management, Brusselsesteenweg 100, 3000 Leuven,, tel. 0800 620 84 (free number) or 078 15 20 45 (pay number), fax 016 86 30 38. If this does not result in a satisfactory solution, you can contact the Insurance Ombudsman, which acts for the entire industry, at De Meeûssquare 35, 1000 Brussels, or visit
     without prejudice to your right to take legal action.

To request a quote for a KBC Vehicle Insurance for passenger cars, do not hesitate to contact your KBC Insurance intermediary.

KBC Vehicle Insurance is a product from KBC Insurance NV – Professor Roger Van Overstraetenplein 2 – 3000 Leuven – Belgium – VAT BE 0403.552.563 – RLP Leuven – IBAN BE43 7300 0420 0601 – BIC KREDBEBB
The company is licensed by the National Bank of Belgium, de Berlaimontlaan 14, 1000 Brussels, Belgium for all classes of insurance under code 0014 (Royal Decree of 4 July 1979, Belgian Official Gazette of 14 July 1979).
Member of the KBC Group

For a concise description of the cover, the most important exclusions and other information, please refer to the product fact sheet

  • Product fact sheet
  • General conditions
  • KBC Insurance segmentation policy


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