Payconiq

Pay with the app that doubles as a loyalty card

Payconiq

Pay with the app that doubles as a loyalty card

Pay and get paid with ease

Lent cash to a friend or need to pay someone back? Find them in your phone contacts using their phone number or e-mail address without needing their bank details!

Pay in lots of places near you

Look out for the Payconiq logo in shops, restaurants and a growing list of other outlets to pay securely by Payconiq.

Save points

Payconiq can easily be linked to your joyn loyalty card so you always have it with you!

What is Payconiq?

It's a smartphone app that lets you make payments and is linked to your joyn loyalty card. How does it work? We've joined forces with ING to come up with a great way to pay that doesn't require a card or cash. All you need is your smartphone. There's even no need to have the bank details of whomever you're paying.

Paying in the shops is a simple matter of selecting the name of the business in the app and paying what you owe. If you're already with us, it's really easy to securely link the Payconiq app to your account using our Mobile app.

Why is Payconiq so handy?

We've all been there:

  • No cash on you to buy something
  • Want to repay a friend but you don't have their account number
  • Forgotten your loyalty card yet again at a participating outlet 

Payconiq to the rescue!

Payconiq is there for you!

All you need is a smartphone and a bank account. Our KBC Mobile app lets you securely link Payconiq to your bank account with ease.

How can you use Payconiq?

Pay and get paid with ease

Whether you've borrowed money from a friend, or you want to repay a night out or chip in for a gift, Payconiq makes it easy to pay. You don't even need bank details. Simply search your phone contacts using a phone number or e-mail address to find who you want to pay. If they've already installed Payconiq, you can pay them right away. If not, just invite them to start using the app.

Pay in lots of places near you

No or not enough cash on you? Couldn't be bothered paying by card? Just take out your smartphone and pay easily by Payconiq wherever you see the Payconiq logo. Select the name of the business where you're paying, enter the amount and your PIN and you're done. The retailer receives instant confirmation of your payment.

Save points

Save loyalty points wherever you see the joyn logo. Link your joyn, CityLife or Qustomer loyalty card conveniently to your Payconiq app so you keep them all right in the palm of your hand. Then it's just a matter of scanning a QR code to instantly save loyalty points. Never forget your loyalty card again!

Wondering how to connect your joyn, CityLife or Qustomer account to your Payconiq app?

With more than 50000 downloads to date, you can already pay by Payconiq at more than 6000 outlets. So, what are you waiting for?

Install Payconiq now

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