It's a smartphone app that lets you make payments and is linked to your joyn loyalty card. How does it work? We've joined forces with ING to come up with a great way to pay that doesn't require a card or cash. All you need is your smartphone. There's even no need to have the bank details of whomever you're paying.
Paying in the shops is a simple matter of selecting the name of the business in the app and paying what you owe. If you're already with us, it's really easy to securely link the Payconiq app to your account using our Mobile app.