Compare savings accounts

Choose the savings account that suits you best

Compare savings accounts

Choose the savings account that suits you best

Free savings accounts

Save your way with one of our regulated savings accounts and access your savings whenever you need to.

The KBC Savings Account, KBC Start2Save, KBC Start2Save4 and the KBC Tall Oaks Savings Account are regulated savings accounts from KBC Bank NV Belgium. This savings account is governed by Belgian law. The KBC Start2Save4 and KBC Tall Oaks Savings Account have a limited duration, the KBC Savings Account and KBC Start2Save have an unlimited duration.

The interest rates provided are gross and annualised and can change at any time. Current rates are always given here or can be obtained from your KBC Bank branch. If rates change, we will inform account holders of this on their statements of account.

 

KBC Start2Save

KBC Savings Account

KBC Start2Save4

KBC Tall Oaks Savings Account

Base rate of interest

0.60% 

0.01%

0.60%

0.01%

Fidelity bonus

0.15%

0.10%

0.15%

0.10%

Charges

Free of charge

Free

Free

Free

Withholding tax

15%

15%

15%

15%

Automatic savings order

Required monthly

Optional

Required monthly

Optional

Amount

Fixed (500 euros per month) Variable Fixed (500 euros per month) Variable

Saves on tax

Individuals are exempt from withholding tax (currently 15%) on the first 1,880 euros euros of interest earned each year (2016 figure).
Risk A maximum of 100,000 euros of your aggregate deposits with KBC Bank are guaranteed per person, subject to certain conditions. In the event of KBC's insolvency (e.g., if it goes into bankruptcy), you run the risk of losing any deposits you have over 100 000 euros, or their amount could be reduced or converted into shares. You can obtain a copy of our 'Protection of deposits and financial instruments in Belgium' brochure from your KBC Bank branch or from  www.kbc.be/depositprotection.
Learn more
 

Read this document with essential information for savers before opening a KBC Start2Save, KBC Start2Save4, KBC Savings Account or KBC Tall Oaks Savings Account. It can also be obtained from your KBC Bank branch.

You can submit any complaints you may have by e-mail to complaints@kbc.be, tel. 0800 62 084, by telephone on 0800 62 084 and/or by e-mail to ombudsman@ombudsfin.be.

 

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