Savings account for a child

Give your child a financial boost with a savings account

Savings account for a child

Give your child a financial boost with a savings account

Interested in saving for your child, grandchild or godchild, but still want to decide what happens to the money that's saved? Our KBC Start2Save4 and KBC Tall Oaks Savings Account give you the flexibility you're looking for. 

  • Keep control of your savings
  • Transfer the savings when you want
  • Choose from two types of account

The KBC Start2Save4 and KBC Tall Oaks Savings Account are regulated savings accounts with third-party beneficiary clause that are offered by KBC Bank, Belgium. Both accounts are fixed-term products and are governed by the laws of Belgium. A KBC Start2Save4 is held in the name of one private individual and only one may be opened per beneficiary. You can only save on a KBC Start2Save4 through a single monthly automatic savings order in a fixed amount of no more than 500 euros. A KBC Tall Oaks Savings Account may be opened in the name of one or more individuals. 

Your choice of savings account

The savings account you choose depends on how you want to save and the return you're looking for.

  • Want to save a fixed amount each month at a higher rate of return?
  • Prefer to put a large sum aside in one go?
  • Rather add smaller amounts from time to time?

Compare accounts to decide which one's best for you. The interest rates provided are gross and annualised and can change at any time. Withholding tax is charged at 15%. Current rates are always given here or can be obtained from your KBC Bank branch. If rates change, we will inform account holders of this on their statements of account.

  KBC Start2Save4
KBC Tall Oaks Savings Account
Base rate of interest 0.60%
Fidelity bonus
Amount saved
Fixed (up to 500 euros)
Frequency Monthly
When you want
Free savings account

Saving by standing order Required Possible
Saves on tax

Individuals are exempt from withholding tax (currently 15%) on the first 1,880 euros of interest earned each year (2016 income).

Risk A maximum of 100,000 euros of your aggregate deposits with KBC Bank are guaranteed per person, subject to certain conditions. In the event of the KBC's insolvency (e.g., if it goes into bankruptcy), you run the risk of losing any deposits you have over 100,000 euros, or their amount could be reduced or converted into shares. You can obtain a copy of our ‘Protection of deposits and financial instruments in Belgium’ brochure from your KBC branch or from

All these savings accounts are governed by the laws of Belgium.

Learn more
Key information for savers Before opening a KBC Start2Save, KBC Start2Save4, KBC Savings Account or KBC Tall Oaks Savings Account, be sure to read our key information for savers document, which can also be obtained free of charge from your KBC branch.

You can submit any complaints you may have by e-mail to or by telephone on 0800 62 084 and/or by e-mail to

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