Pay the security deposit

What is a security deposit?

A security deposit protects the owner from costs, should the tenant damage the property or not pay the rent as agreed.
The security deposit is not a legal requirement. But most property owners want one. The security deposit will be stated in the lease contract.

How much is the security deposit?

Depending on the location of the rented home, the deposit is two or three months' rent if you pay the deposit in a single payment into a blocked account. This savings account that holds the security deposit is in your name and you receive the interest it pays. Interest is paid into the account and the account is blocked. 

This is the best way to arrange your security deposit:

  • Open a security deposit savings account with KBC using the details in the lease contract. Indicate when the security deposit needs to be transferred.
  • Give one copy of the security deposit agreement to the landlord. If you want, we'll send an e-mail to him/her.
  • Set up an appointment with the landlord to get the keys.
Never pay the security deposit in cash to the landlord or into an account held by the landlord. Not even if that would mean you get the keys to the property from the landlord more quickly.

When do you get your security deposit back?

Left the property without any damage at the end of your lease contract and don't have rental arrears? Then you and the landlord sign a joint document for the bank. Scan or take photos of this document, the lease contract and the landlord's ID card (or copies of each landlord's card if the property is jointly owned) and forward them to us in KBC Touch or KBC Mobile. The amount of the security deposit will then be returned to you, plus interest.


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