Have you already been saving for some time now, but want to increase your return? Investments may offer a solution.
The next step after traditional savings and pension savings
Have you already set aside some money in a savings account and are you already saving for your pension? Then you can start investing in order to try and increase your return. However, it's not a way of earning money quickly.
Higher returns over the long term
It's best to invest with money you can do without, as there are risks involved. You can generally expect a higher return over a longer period of time, and you can also reduce the risk you run by investing in different investment products.
Something for everyone
You can invest in a wide range of products, but it's important to gather enough information before you start. The product you ultimately choose will depend on your personal situation, objectives and preferences. People looking for higher returns will run greater risks, and vice versa. Your choice will also depend on your financial situation and knowledge.
Start as early as possible
If you can do without your money for a long period of time, it's best to start investing as soon as possible. After all, starting early allows you to make use of the power of capitalisation. That means adding the return from your investment to your capital instead of withdrawing it. This will also allow your returns from previous years to generate returns in turn.
You invest 10,000 euros and withdraw the 5% yield you receive each year. In this case, only the invested capital of 10,000 euros will generate returns. After 45 years, you will have 32,500 euros.
You invest 10,000 euros and reinvest the annual yield of 5% by adding it to your initial capital. After 45 years, you will have no less than 89,850 euros.
This simulation is purely illustrative and does not provide any guarantees of future returns.
Source: KBC Asset Management
Reasons to invest with KBC
The performance of KBC' mixed funds is among the best on the market.
KBC is known as an investors' bank and is the Belgian market leader in investment funds and investment-type insurance policies.
Make an appointment in your KBC branch in order to start investing. You can also get started via KBC Touch or KBC Invest.
Huge product range
KBC has access to a very broad range of investment solutions, from time deposit accounts to investment funds, and introduces new investment opportunities every month.
Try personal investment advice on your phone and find out quickly if investing is your thing. We'll suggest to you how to invest and save for things like your pension in keeping with your risk profile and budget.
Getting started with pension savings
As soon as you start work and are 18 or over, you can start saving for your pension. And that's a very good idea, too, because starting early has lots of benefits.
How much does it cost to invest in investment funds?
How can you find out what an investment fund costs? And what are those costs for?