The KBC Credit Card is a credit card issued by: KBC Bank NV, with registered office at Havenlaan 2, 1080 Brussels, Belgium, VAT BE 0462.920.226, RLP Brussels, FSMA 026256 A.
KBC Flex Budget is an open-ended credit facility linked to the KBC Credit Card and used as an additional means for drawing credit.
Lender and credit card issuer: KBC Bank NV. Subject to your card or credit application being approved by KBC Bank NV.
The annual percentage rates of charge of 8,35% for a KBC Credit Card with KBC Flex Budget are calculated on the basis of the following assumptions:
- the stated credit amount is drawn down immediately and in full by means of payment at a retailer;
- paying at retailers within the SEPA is the most common way the card is used;
- the variable debit rate of interest stands at 8,05% for a KBC Credit Card with KBC Flex Budget;
- the fee for the credit card is 0 euros for a KBC Credit Card with KBC Flex Budget;the credit has a term of one year;
- the credit amount is repaid in equal monthly instalments (at the end of each period);
- debit interest is calculated based on projected credit use and principal repayments.
