You don't have to wait until you retire to enjoy the benefits of a pension savings insurance plan. From the first year you save, you enjoy a tax advantage. Anyone who pays tax receives an annual tax reduction on the amount saved. If you save the maximum amount allowed for tax purposes or less, you always receive a tax reduction of up to 30%, provided that you pay (sufficient) tax.
In 2019 pension saving can get you a tax relief of up to 315 euros.