Bridging loan

Bridging loan

Transparent

You repay the loan from the proceeds when you sell your home.

Fixed rate of interest

The rate of interest remains the same throughout the term of the loan.

Early repayment

You can repay all or part of the loan at any time.

Why go for a bridging loan?

If you're looking to buy a new house or apartment but haven't yet sold your present home, you can 'bridge' the period between purchasing your new home and selling your previous one by taking out this loan. When you sell your home, you use the proceeds to repay the principal and interest all at once.

Early repayment at any time

The maximum term of a bridging loan is 12 months. However, you can repay all or part of the loan at any time, in which case you pay less interest. If you repay the loan early because your old home has been sold, you don't have to pay a reinvestment fee.

What a bridging loan will cost you

Make an appointment with KBC Live for an interest rate tailored to your needs.

What costs are involved?

Legal fees Charges for drawing up the security deed
Fees payable to KBC
  • One-off loan origination fee

Was this page useful to you? Yes No

Saving for a home

Does the thought of having your own home seem like a financial impossibility? If you're well-prepared, it doesn't have to be.
Saving for a home

Calculate the value of your home

Find out how much your home is worth: how do you get started? We help you get underway with a few useful tips.
Calculate the value of your home

Planning for a new home?

Simulate your home project and see how much it'll cost you. Work out a loan that's feasible and ideal for you.
Planning for a new home?

Mortgage loan (home loan)

Learn more about the KBC Home Loan. And work out what your loan will cost you in just 2 minutes!
Mortgage loan (home loan)