Bridging loan

Bridging loan

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You repay the loan from the proceeds when you sell your home.

Fixed rate of interest

The rate of interest remains the same throughout the term of the loan.

Early repayment

You can repay all or part of the loan at any time.

Why go for a bridging loan?

If you're looking to buy a new house or apartment but haven't yet sold your present home, you can 'bridge' the period between purchasing your new home and selling your previous one by taking out this loan. When you sell your home, you use the proceeds to repay the principal and interest all at once.

Early repayment at any time

The maximum term of a bridging loan is 12 months. However, you can repay all or part of the loan at any time, in which case you pay less interest. If you repay the loan early because your old home has been sold, you don't have to pay a reinvestment fee.

What a bridging loan will cost you

Make an appointment with KBC Live for an interest rate tailored to your needs.

What costs are involved?

Legal fees Charges for drawing up the security deed
Fees payable to KBC
  • One-off loan origination fee

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