The beauty of an electric bike (or e-bike) is that you cover the distance to work much more quickly. A good racing bike or mountain bike allows you to glide up and down hills with ease when you're out cycling. But, of course, decent bikes come with a serious price tag. However, KBC's bicycle loan is a great solution if you're set on buying your dream bike.
Enjoy the ride
Imagine arriving at your destination full of energy. Cycling allows you to enjoy life more, and with our instalment bike loans* you can hit the road straight away!
Simulate your loan
How much can you borrow for your dream bike? And how much would you have to pay back each month? Use our simulator to calculate your loan. Test out a range of different scenarios.
Secure your loan online
If you like our offer, you can secure your loan online in KBC Touch, either as soon as you complete your simulation or later on, at a time that suits you.
How our bike loan works
If you want to finance your new purchase, it might be more attractive for you to take out an instalment loan, which avoids you having to dip into your savings. KBC offers a customised loan for your new bicycle.
You can take out this bicycle loan to buy an e-bike, cargo bike, mountain bike, racing bike, folding bike, etc. You can borrow from as little as 500 euros, up to 110% of the total price of your bike, including VAT. Your repayments are monthly, spread over at least one year.
For example: You have your eye on an e-bike costing 1 800 euros, which means you can borrow up to 1 980 euros. However, you don't need to borrow quite that much. You decide to take out a bicycle loan of 1 600 euros and pay it off over 18 months. In that case, you'll pay a little over 90 euros each month.
Do a quick calculation of how much you'd pay off
If you'd like to know how much you would pay off each month, you can use our simulator to calculate your loan. Test out a range of different scenarios. If you are happy with our offer, you can secure your loan online at a time that suits you.
* Bicycle loan details
Be a named driver under your parents’ car insurance once you have your provisional driving licence.
Apply online in no time for a loan – 24/7
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