Bicycle loan

Bicycle loan

Enjoy the ride

Imagine arriving at your destination full of energy. Cycling allows you to enjoy life more, and with our instalment bike loans* you can hit the road straight away!

Simulate your loan

How much can you borrow for your dream bike? And how much would you have to pay back each month? Use our simulator to calculate your loan. Test out a range of different scenarios.

Apply online

If you like our offer, you can apply for the loan immediately after running your simulation, even if you don't have a KBC Current Account.

Simulate your bike loan now

The beauty of an electric bike (or e-bike) is that you cover the distance to work much more quickly. A good racing bike or mountain bike allows you to glide up and down hills with ease when you're out cycling. But, of course, decent bikes come with a serious price tag. However, KBC's bicycle loan is a great solution if you're set on buying your dream bike.

How our bike loan works

apply for a bike loan

If you want to finance your new purchase, it might be more attractive for you to take out an instalment loan, which avoids you having to dip into your savings. KBC offers a customised loan for your new bicycle.

You can take out this bicycle loan to buy an e-bike, cargo bike, mountain bike, racing bike, folding bike, etc. You can borrow from as little as 500 euros, up to 110% of the total price of your bike, including VAT. Your repayments are monthly, spread over at least one year.

For example: You have your eye on an e-bike costing 1 800 euros, which means you can borrow up to 1 980 euros. However, you don't need to borrow quite that much. You decide to take out a bicycle loan of 1 600 euros and pay it off over 18 months. In that case, you'll pay a little over 90 euros each month.

 

Not just for KBC clients

You don't need to have a current account with us to apply for a loan. To work out and apply for an instalment loan, simply go to our website. However, if you're already with us, calculate your personal rate in KBC Touch.

Do a quick calculation of how much you'd pay off

If you'd like to know how much you would pay off each month, you can use our simulator to calculate your loan. Test out a range of different scenarios. If you are happy with our offer, you can secure your loan online at a time that suits you.

  

* Bicycle loan details

Credit type: Instalment loan provided by the lender KBC Bank NV, Havenlaan 2, 1080 Brussels, VAT BE 0462.920.226, RLP Brussels, FSMA 026.256 A. Subject to your loan application being approved by KBC Bank NV and mutual agreement.

Attention, borrowing money also costs money

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