Motorcycle loan

New or used

Motorcycle loan

New or used

Pay the same amount every month

thanks to a fixed rate of interest.

Borrow up to 110%

to pay for extra costs like insurance cover.

Spread your costs over time

and keep your savings for a rainy day.

Work out and apply for a motorcycle loan

Same amount every month

The interest rate on your motorcycle loan stays the same throughout, so you can be certain your monthly repayments remain the same for the entire duration.

When you take out your motorcycle loan, we give you an overview of what you'll pay off each month for the entire term. That way you always know where you are with your repayments.

Borrow up to 110% of the value of a new motorbike

With a KBC Motorcycle Loan (an instalment loan), you can borrow the full purchase price of the motorbike you're buying, including VAT.
You can even borrow more than that to cover additional costs like insurance premiums that often come with buying a new motorbike. At KBC, we let you borrow up to 110% of the purchase price including VAT to buy a new motorbike. If you’d rather pay part of the purchase price yourself, you can do that too. In that case, we'll simply finance the rest.

Calculate your repayments

Use our motorcycle loan calculator to quickly and easily work out what your repayments would be. Your repayments depend on how much you borrow and over what term.

Choose the right term

The best term for you will depend on how much you want to borrow and how much you can spare each month. The longer the term, the less you'll have to repay each month and the easier it will be to pay off your loan. The shorter the term of your loan, the more you'll have to repay each month but you'll pay it off sooner and consequently pay less interest. At KBC, the choice is in your hands. 

There are a few legal limits that apply to the term of a loan: these are automatically built into the car loan calculator. 

Amount borrowed
Maximum term
up to 2,500 euros 24 months
up to 3,700 euros 30 months
up to 5,600 euros 36 months
up to 7,500 euros 42 months
up to 10,000 euros 48 months
up to 15,000 euros 60 months
up to 50,000 euros 72 months

Since a new motorbike quickly depreciates in value, our advice is not to to take too long to repay the motorcycle loan. As a novice driver, it's often the case that you haven't taken out any other loans, but you are more at risk statistically of incurring claims or even a total loss on the vehicle. It's worth remembering that, while you've lost your motorbike in this scenario, you will have to continue paying off your loan.

Tax relief

If you claim your work-related expenses on your tax return you can include the interest you pay on your motorcycle loan.

Motorcycle loan disbursement

We will disburse your motorcylce loan:

  • when your motorbike is delivered
  • once we have received the relevant signed documents and proof of investment (order form or invoice) from you
  • onto a specified account or joint account in your name

When do you start paying off your loan?

You start making your repayments one month after the loan is paid to you. All subsequent repayments will take place on the same day of the month as the initial repayment.


So, if for example your loan is made available on 25 March, then your loan repayments start on 25 April, with remaining repayments scheduled for the 25th of every month.

Repayment account

You pay off your loan via a KBC Current Account or the contract number of your loan (i.e. an account into which you can pay the relevant amounts).

Not just for KBC clients

You don't need to have a current account with us to apply for a loan. To work out and apply for an instalment loan, simply go to our website. However, if you're already with us, calculate your personal rate in KBC Touch.

Motorcycle loan details (instalment loan)


Attention, borrowing money also costs money

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