Driver Accident Insurance

KBC Vehicle Insurance

Driver Accident Insurance

KBC Vehicle Insurance

Total protection

As a driver, you are covered for physical injuries in case of an accident, even if you are liable.

All drivers insured

You and your family members are insured.

Ample cover

Medical expenses can be insured up to 12,500 euros.

Your car may be well insured, but what about you?

Did you know that, as a driver, you are not covered for any physical injuries you sustain in an accident if you caused it? Our Driver Accident Insurance also covers the driver's physical injuries.

Watch why it's a good idea to get driver accident insurance cover

What's insured

  • Medical expenses following a car accident
  • Expenses of suitable transport if you need to be taken to hospital for medical treatment
  • Search and rescue costs if you are lost or missing
  • Permanent injuries
  • Home alterations or vehicle adjustment expenses and assistance expenses in case of serious permanent injury
  • Financial support for your loved ones in the event of your death

Compensation is paid independently of any liability disputes.

What's not insured

  • Industrial accidents
  • Accidents caused intentionally or due to serious error
  • Participation in and training for speed races, regularity rallies and skill-based competitions
  • Accidents you caused under the influence of alcohol (more than 0.15%) or in a similar condition due to the use of substances other than alcohol

Good to know

  • This product is governed by the laws of Belgium
  • The insurance provided by this policy is valid for one year It will be tacitly renewed, unless it is terminated no later than three months before the principal renewal date
  • Your intermediary is your first point of contact for any complaints you may have. If no agreement can be reached, you can contact KBC Complaints Management, Brusselsesteenweg 100, 3000 Leuven,, tel. 0800 62 084 (free number) or 078 15 20 45 (pay number), fax 016 86 30 38. If this does not result in a satisfactory solution, you can contact the Insurance Ombudsman, which acts for the entire industry, at De Meeûssquare 35, 1000 Brussels, or visit
    Without prejudice to your right to take legal action.
To request a quote for Driver Accident Insurance in the KBC Vehicle Insurance for passenger cars, contact your KBC Insurance intermediary.
KBC Vehicle Insurance is a product from KBC Insurance NV – Professor Roger Van Overstraetenplein 2 – 3000 Leuven – Belgium – VAT BE 0403.552.563 – RLP Leuven  – IBAN BE43 7300 0420 0601 – BIC KREDBEBB
The company is licensed by the National Bank of Belgium, de Berlaimontlaan 14, 1000 Brussels, Belgium for all classes of insurance under code 0014 (Royal Decree of 4 July 1979, Belgian Official Gazette of 14 July 1979).
Member of the KBC Group

For a concise description of the cover, the most important exclusions and other information, please refer to the product fact sheet


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