Car insurance for young drivers

KBC Start2Drive

Car insurance for young drivers

KBC Start2Drive

Covered by your parents' insurance

If you have a provisional driving licence, get included under your parents' car insurance policy.

Substantial discount on your accident insurance

Receive your accident insurance at an extra competitive rate.

No higher deductible after an accident

Not even when you are at fault.

Want to find out more? Contact KBC Live
Or find your nearest branch

Drive safely and at low cost

Got your provisional driving licence and are now driving your parents' car? Play safe and make sure that you are included as a driver under their car insurance.

  • Learning to drive safely on your parents' insurance: KBC Start2Drive is valid for the first 24 months after you get your provisional driving licence
  • Your parents' insurance premium remains unchanged
  • If you happen to cause an accident, you won't have to pay an additional deductible, i.e. what you personally have to pay in the event of damage (see your policy conditions)
  • If you also take out accident insurance, you will receive a substantial discount on the rate and you will be better covered if you are injured

Advantageous, now and in the future

Even as a beginner driver, you immediately start building up a no-claims bonus of your own (known as the 'bonus-malus system' in Belgium). How does that system work? The 'bonus' is the discount you receive on your car insurance when you don't have any accidents. The 'malus' is the penalty you have to pay if you are at fault for an accident.

With KBC Start2Drive, you build up your own claim-free years under your parents' car insurance. When you later take out your own car insurance with KBC, you will receive a more competitive rate. If you have driven for five years without an accident, you can get a discount of up to 50% off the standard rate.

Peace of mind: your policy is in order instantly

You are included as a named driver in your parents' insurance contract, so you have good cover right from the start.

Good to know

KBC Vehicle Insurance for passenger cars may include one or more of the following forms of cover:

Compulsory Third-Party Liability Insurance This is a third-party liability insurance
Legal Assistance Insurance This insurance offers legal assistance
All Risks Comprehensive Insurance This insurance is fully comprehensive
Partial Comprehensive Insurance This is semi-comprehensive insurance
KBC-VAB Assistance This insurance offers personal and vehicle assistance
Driver Accident Insurance This insurance covers accidents
  • This product is governed by the laws of Belgium
  • The insurance provided by this policy is valid for one year It will be tacitly renewed, unless it is terminated no later than three months before the principal renewal date
  • Your intermediary is your first point of contact for any complaints you may have. If no agreement can be reached, you can contact KBC Complaints Management, Brusselsesteenweg 100, 3000 Leuven, complaints@kbc.be, tel. 0800 62 084 (free number) or 078 15 20 45 (pay number), fax 016 86 30 38. If this does not result in a satisfactory solution, you can contact the Insurance Ombudsman, which acts for the entire industry, at De Meeûssquare 35, 1000 Brussels, info@ombudsman.as or visit www.ombudsman.as
     without prejudice to your right to take legal action.

To request a quote for a KBC Vehicle Insurance for passenger cars, do not hesitate to contact your KBC Insurance intermediary.

KBC Vehicle Insurance is a product from KBC Insurance NV – Professor Roger Van Overstraetenplein 2 – 3000 Leuven – Belgium – VAT BE 0403.552.563 – RLP Leuven – IBAN BE43 7300 0420 0601 – BIC KREDBEBB
The company is licensed by the National Bank of Belgium, de Berlaimontlaan 14, 1000 Brussels, Belgium for all classes of insurance under code 0014 (Royal Decree of 4 July 1979, Belgian Official Gazette of 14 July 1979).
Member of the KBC Group

Like to find out what this insurance covers and does not?

.

Was this page useful to you? Yes No

Regular drivers

Regular drivers

Get named as a driver on your parents' car insurance and reap the benefits later.
Find the loan that matches your plans

Find the loan that matches your plans

Need a loan? We can help you choose the right one. In two minutes.
Repair your car or replace it?

Repair your car or replace it?

What's best: repairing or replacing your car?
Borrowing for your electric bike

Borrowing for your electric bike

For a really good electric bike, you often have to dig deep in your pocket. KBC's bicycle loan provides a solution.