Invest the smart way

with a KBC Investment Plan

Invest the smart way

with a KBC Investment Plan

Starting at just 25 euros

Not only do you choose the amount (at least 25 euros) but also how often you want to invest

Open to everyone

You don't have to follow the stock markets to invest in a KBC Investment Plan

Completely free of charge

You don't pay anything extra apart from the usual entry charges.

Open an investment plan in KBC Mobile

Why opt for a KBC Investment Plan?

Invest the smart way with KBC Investment Plan

Investing automatically through a KBC Investment Plan is the right solution if you:

  • want to get more out of your savings
  • don't have large sums to invest (you can start from as little as 25 euros)
  • want to invest at your pace, be that monthly, every three months or once a year

If you are able to set aside a sum of money regularly for a long period, an investment plan from KBC can offer you many benefits.

Investing the smart way offers a wealth of benefits.

Emotions don't get in the way

Periodiek beleggen met een beleggingsplan

Emotions are bad advisers where investments are involved. When share prices fall, most investors panic and sell their holdings. Conversely, investors often think that prices will keep on going up when things are going well. If you opt for a KBC Investment Plan, such emotions will not come into play and the tension won't cause you to buy or sell at the wrong time.

You don't have to worry about timing

Because you don't invest all your savings in one go, you don't have to worry about when the best time is to invest. By investing on a regular basis, you get more for your money when prices fall.

You benefit from the power of capitalisation

A major advantage of investing over the long term is what's known as the capitalisation effect. This means that the potential return on your investment is added to the capital so that is also generates a return. The earlier you start investing, the greater that effect will be and bigger your assets can grow.

The investment plan

A KBC Investment Plan consists of:

  • a KBC Investment Plan Account: an interest-free account on which you deposit the amount to be invested
  • the plan account: a custody account on which the funds bought into are registered
  • For each investment plan, you can invest in up to five different investment funds.1,2

How much does an investment plan cost?

A KBC Investment Plan is completely free of charge. You don't pay anything apart from the usual charges for the investment funds selected.

1 The term ‘investment fund’ refers to a sub-fund of an open-ended investment company under Belgian or Luxembourg law, or a mutual fund.

You can choose from more than 100 funds. Only open-ended capitalisation funds may be used in an investment plan.

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Why investing in shares is attractive

Why investing in shares is attractive

On average, they offer higher returns than other investment products. However, there are also risks and it is best to have some understanding of the financial markets.

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How much money do you need to invest in it?

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It is possible to invest even with small amounts of money. For larger amounts, however, numerous investment possibilities are available.

How much should you save each month?

How much should you save each month?

Whatever you're saving for, it pays to put money aside on a regular basis