Thinking about opening a children's account?

Thinking about opening a children's account?

Full and secure control

Parents can keep a close eye on the first financial steps taken by their child. Protective limits are also set in the app.

Small step towards independence

A children's account gives kids the independence to start managing their own finances.

Banking with an app of their own

K'Ching is the first mobile banking app in Belgium that has been designed with young people in mind. Children aged 10 and older can learn how to do their basic banking business themselves in an appropriate environment.

First step to financial independence

As a parent, you want to encourage independence in your child when they're growing up, including in relation to managing money and doing banking. Naturally, you’ll still want to keep a parental eye on things. But where do you start? Well, a good idea is to open a children's account. Just transfer your child's pocket money to the current account and let them manage that money themselves. Your child stays safe and you stay in control. They’re also protected by our mobile banking limits. Meanwhile, you can closely monitor their financial activity using our Touch and Mobile apps.
You decide whether your child can:

  • Make online payments
  • Pay by contactless without having to enter a PIN
  • Pay by card or withdraw cash above set daily limits
  • See details of their savings account

Banking with your smartphone

Rekening kind online

Most kids today have their own smartphone. It's no surprise then that they use it to check just about everything, ranging from meeting friends to looking up their school timetable. This prompted the launch of K'Ching, the first mobile banking app for children in Belgium and Europe. K'Ching offers a number benefits:

  • Ideal for encouraging children and young people to learn about handling money on their own
  • Ability to check balances, transfer money or view transaction records: that's all that young people require
  • Safe and easy to check: parents have the ability to set payment limits

Included in our free KBC Plus Account

Our young person’s account includes:

  • Two debit cards
  • Online banking
  • Mobile banking on your phone
  • Counter and ATM cash withdrawals
  • Easy money transfers
  • Cash withdrawals by phone

Apply for your children's account online

A children's account can be opened quickly online. If you're a KBC client, all you do is log in to KBC Touch. Even if you're not a client with us, you can apply very easily online by following the step-by-step instructions.

Read the legal information

Attention, borrowing money also costs money

Additional service-related queries

KBC Mobile is not limited to payments, savings or investments. It is also possible to rent a shared bicycle or to order tickets from De Lijn or the SNCB. You can find all the information about these additional services on this page.
Additional service-related queries

Digital safe

Store important details and documents like passwords, credit card numbers, warranties and diplomas securely in one place.
Digital safe

PayPal

You can link your PayPal account with KBC Mobile to get a 24/7 view of what you've spent and what's been paid into that account.
PayPal

Top up your phone fast

  • Top up a prepaid card with KBC Mobile
  • Proximus, Orange and BASE
  • Top up your or someone else’s card
  • Avoid separate apps or websites
Top up your phone fast