Mobile banking is booming. Our clients are proof positive of that every day. More than 700 000 KBC clients currently do their banking with their smartphone, and that number goes up by more than 10% every year. Did you know that you can now also make payments with KBC Mobile online and in the shops?
Paying by smartphone is the new normal
Real-time money transfers between KBC accounts is a breeze with our handy KBC Mobile smartphone banking app. Just open the app, enter your PIN and select 'Credit transfers' from the menu. Then you simply enter the requested details, confirm your transfer with your PIN and the money will be in the account.
Use our Mobile app to pay bills by scanning payment transfer forms with your phone’s camera. The amount, IBAN, name of the beneficiary and standard-format reference can all be read. After checking the data and making any adjustments, you have the option of adding an execution date. To carry out the transaction, you need to sign the transfer using your PIN.
How it works
- Log in to KBC Mobile
- Tap the round blue double-arrow icon at the bottom right of your ‘Payments’ view showing your accounts, followed by ‘Transfer funds to other accounts’
- Tap the camera icon at the top right
- Scan the transfer
- Check the details and confirm using your PIN
Want to pay bills fast? Need to pay back or get paid back by a friend (like when they had no cash on them for that restaurant bill)? Do it easily in no time with MobilePay. MobilePay (previously our Scash facility) works with any app that supports Bancontact (like Bancontact's own app or other banks' apps), so the person paying or getting paid by you doesn't have to bank with us.
How it works
Open KBC Mobile and tap 'Pay by MobilePay'.
Choose between 'Make payments' and 'Receive cash' at the top of your screen.
To pay, simply scan the QR code.
To get paid:
- Enter your app PIN
- Select the account for receiving the payment
- Enter the amount
- Tap 'Generate QR code'
- Get the payer to scan the code and they've paid
You can make payments in online stores without a card reader by using your KBC Bank Card (Bancontact, Maestro, Visa and MasterCard) or the KBC Payment Button.
How it works
When making your purchase, select the pay by mobile option.
- If you're buying something on a computer or tablet, launch MobilePay in KBC Mobile to scan the QR code and confirm the payment.
- If you're buying something on a smartphone, you can have %product.mobilebanking%% launch automatically to confirm the payment with your PIN.
Shop online and pay later with MobilePay
If you select 'Buy now and pay later', KBC will advance the purchase amount in your account and the seller will be paid immediately. The amount will then be debited automatically from your account within two months. You can select the date yourself. This is possible for amounts from 50 to 1250 euros. Deferred payment is not available to minors or individuals who hold power of attorney.
Tip: If you defer your payment, always make sure there are sufficient funds in your account on your selected date. That way, you avoid going overdrawn and having to pay debit interest until your account is back in credit.
Because of MobilePay's overwhelming success, KBC is now pleased to announce that KBC clients can now also use their smartphones to pay in a growing number of shops. All you need is a smartphone and the KBC Mobile app.
How it works
Look for a KBC QR code at the till. If you see one, open your KBC Mobile app and tap 'Pay by MobilePay' at the bottom of the screen. Scan the QR code and confirm your purchase with your PIN to easily and securely make your cardless payment in no time.
Shops where you can use MobilePay
MobilePay can currently be used in almost all Colruyt Group shops (Colruyt, Okay, BioPlanet, Dreamland and Dreambaby). While you familiarise yourself with this new payment method, we'll continue to build new partnerships so you can soon pay with your smartphone at all your favourite shops.