Do you regularly have a liquidity surplus on your current account or do you have financial reserves that you don't immediately need? We offer various defensive products that meet your requirements: term investments and money market funds.
Term investment
A term investment means that you will only be able to access your money when the period determined in advance has lapsed. In return, you receive a return on your money without incurring costs.
Advantages
- In line with market interest rates
- Fixed interest rate, determined in advance
- Short maturities available in various foreign currencies
- No entry charges or management fees
Disadvantages
- You cannot access your money for the term duration
- Foreign exchange risk for term investments in other currencies than euro
- No spread over multiple debtors
Money market funds
Got surplus cash that you can go without for a short period, until you decide on another type of investment? KBC offers a range of money market funds that combine simplicity with security.
Advantages
- In line with market interest rates
- No maturity date
- Highly diversified portfolio
Disadvantages
- The return is not known in advance
- Deposit guarantee not applicable
- Foreign exchange risk for money market funds in USD
More information
You can contact your local corporate centre for all your basic investment requirements. If you require investment advice, please contact your KBC relationship manager or our Asset Management department.