Short-term and long-term investment

Investment for the future

Short-term and long-term investment

Investment for the future

Do you regularly have a liquidity surplus on your current account or do you have financial reserves that you don't immediately need? We offer various defensive products that meet your requirements: term investments and money market funds.

Term investment

A term investment means that you will only be able to access your money when the period determined in advance has lapsed. In return, you receive a return on your money without incurring costs.

Advantages

  • In line with market interest rates
  • Fixed interest rate, determined in advance
  • Short maturities available in various foreign currencies
  • No entry charges or management fees 

Disadvantages

  • You cannot access your money for the term duration
  • Foreign exchange risk for term investments in other currencies than euro
  • No spread over multiple debtors 

Money market funds

Got surplus cash that you can go without for a short period, until you decide on another type of investment? KBC offers a range of money market funds that combine simplicity with security.

Advantages

  • In line with market interest rates
  • No maturity date
  • Highly diversified portfolio 

Disadvantages

  • The return is not known in advance
  • Deposit guarantee not applicable
  • Foreign exchange risk for money market funds in USD

More information

You can contact your local corporate centre for all your basic investment requirements. If you require investment advice, please contact your KBC relationship manager or our Asset Management department.

Contact your relationship manager

Was this page useful to you? Yes No

Ecophos is building a factory in Bulgaria

Ecophos pushing the boundaries for the phosphate industry. The company's factories in Bulgaria and France came about with support from KBC.
Ecophos is building a factory in Bulgaria

Realising and purchasing business premises

Purchasing real estate and selecting financing go hand in hand. Have you considered real estate leasing?
Realising and purchasing business premises

Five myths about socially responsible investing

Socially responsible investing is growing in popularity. Even so, there are still many myths about this type of investment. Learn more.
Five myths about socially responsible investing

Share options and warrants

Reward motivated employees with share options and warrants, a tax-friendly alternative to a salary increase.
Share options and warrants
KBC uses cookies to make your online experience easier and to fit your needs and preferences. By browsing the KBC site, you agree to the use of these cookies. Learn more and see how to decline cookies?Click here.