Give a leg-up

EU support for innovative companies

Give a leg-up

EU support for innovative companies

Innovation the broadest sense of the word

A broad range of innovative products, processes or services qualify.

Reduced risk

The EIF provides a 50% guarantee for the amount financed.

Tailor-made financing

Borrow from 25,000 euros up to 7.5 million euros.

KBC and the EIF help you finance your innovation

Is your business planning to develop innovative products or services? Don't let lack of funding stop you!

Thanks to cooperation between the European Investment Fund (EIF) and KBC innovative SMEs and medium-sized listed companies or midcaps now have easier access to finance. KBC takes care of the finance and the EIF provides a guarantee of 50% in the event of a possible default.

Which companies qualify?

Give your innovative products or services a leg-up with financing from KBC and the EIF.
  • SMEs that invest in the development or production of innovative products, processes and/or services that present a risk of technological or industrial failure.
  • SMEs and small mid-caps that are 'fast growing enterprises'. The workforce or turnover must have increased by at least 20% during the last three years.
  • SMEs and small mid-caps with significant innovation potential. They have to meet at least one of the predefined innovative criteria*.

Which products qualify?

Loans, bonds, and lease financing.

Finance can be granted for investmentworking capital or company transfers.
Amount: at least 25 000 euros, up to a maximum of 7.5 million euros.
Term: at least 1 year, up to a maximum 10 years.

Learn more

Contact your KBC relationship manager to discuss your plans.

* More information on the eligibility criteria

Read the EIF brochure

Was this page useful to you? Yes No

Letter of credit

Letter of credit

Do you require a safe means of payment, also internationally? Then the Letter of Credit is the ideal solution.
European direct debit

European direct debit

Don’t wait for your customers to transfer payments; instead, collect invoice payments yourself with the European direct debit.
Tax pre-payment

Tax pre-payment

The KBC Tax Pre-Payment Plan means you pay more in advance, so that over the long term you pay less tax.
International transfers

International transfers

Fast, secure and efficient. Your international payments inside and outside the SEPA zone in a nutshell.