KBC-Safe 26: a safe choice for investment
If you’re looking for a safe long-term investment for your company, look no further than KBC-Safe 26. You’ll get a guaranteed rate of interest (currently 2.00%) for each deposit until the investment reaches maturity (after eight years). In addition, the proceeds can be supplemented annually by a variable profit share.
The main features of KBC-Safe 26
Guaranteed interest rate.
Enjoy guaranteed returns with KBC-Safe 26 and earn interest on your deposits from the first day of your contract to the last. The current interest rate is 2.00%.
Fixed term
KBC-Safe 26 is a long-term investment with a term of eight years.
Your money remains available throughout this period. Early withdrawal will incur exit charges.
You do not have to pay exit charges if you retain your investment until maturity.
Deposit amount
You can invest a minimum of 25 000 euros and a maximum of 5 000 000 euros (including charges) in KBC-Safe 26. It is not possible to make any further deposits during the term of the contract, but you can of course take out a new contract.
Variable profit share
The return can be supplemented annually with a variable, non-guaranteed profit share if the economic situation and KBC Insurance’s earnings allow.
Costs
| Entry | 2,5% on each deposit |
| Management |
Free of charge
|
| Exit | Free of charge on the maturity date. 0.5% of the accrued reserve. A supplementary exit charge may be payable depending on the economic circumstances in the case of early surrender. |
Tax treatment
| Withholding tax | Whether the contract is surrendered or reaches maturity, the total return (basic return + profit share) is subject to withholding tax. |
| Insurance tax | Not applicable. |
Risks
Cover:
The insurer bears the investment risk of this guaranteed-interest (Class 26) capitalisation life insurance contract.
Risk indicator:
2 on a scale of 1 (low risk) to 7 (high risk).
Additional info
Further information on this product is given in the product fact sheet and in the key information document. Be sure to read these documents before taking out this product.
Further information on this product is given in the product fact sheet and in the key information document. Be sure to read these documents before taking out this product.
Complaints
Your intermediary is your first point of contact for any questions and complaints you may have. If you have a complaint, you can also e-mail us at complaints@kbc.be or call us on tel. 016 43 25 94 (free phone) or send your complaint to the Insurance Ombudsman, de Meeûssquare 35, 1000 Brussels, info@ombudsman.as.