ČSOB is one of the strongest and most important players in the Slovak banking market. It is a universal bank that provides services to all client segments. Its many years’ experience, strong market position and track record make ČSOB a reliable partner for many Slovak and foreign companies. ČSOB was incorporated as an independent legal entity in Slovakia on 1 January 2008. Until then, it had operated as a branch of a foreign bank – Československá obchodní banka Praha (Prague) – on the local market. It provides banking services to 400 000 clients and operates 145 branches and 260 ATMs.