Optimum Fund Enhanced Intelligence invests directly or indirectly in various asset classes such as shares and/or share-related investments, bonds and/or bond-related investments, money market instruments, cash and/or alternative investments. The target allocation is 55% for the stock component and 45% for the bond component. The fund is actively managed with reference to the composite benchmark: 55% MSCI All Countries World Net Return Index, 22.5% JP Morgan EMU Government Bonds Investment Grade All Maturities Total Return Index and 22.5% iBoxx Euro Corporate bonds Total Return Index. It is not the aim of the fund to replicate this benchmark.
The fund may deviate from the target allocation based on mathematical models that use AI techniques such as machine learning. These models analyse market and economic data selected by KBC Asset Management on a daily basis in order to generate forecasts on the performance of financial markets and asset classes. KBC Asset Management determines which asset classes, regions, sectors and themes are eligible for the fund. The fund manager uses insights obtained from the mathematical models to determine the final asset allocation and the distribution within the various asset classes.
The fund manager can always decide to partly or entirely disregard these models, although human intervention is expected to be kept to a minimum.
The portfolio may be composed primarily of funds managed by a member of the KBC group.
There is no maturity date. Neither the capital nor the return is guaranteed or protected. The base currency is the euro.