Retirement: a new phase in your life. Are you properly prepared for it?
You’ve probably already given some thought to your financial situation and how it would change when you retire. If you’re considering early retirement, it’s even more important to be well prepared when that time comes. Regardless of when you decide to retire, you sense that this particular phase in your life requires more preparation. Your income will change, your wealth will play a different role and the decisions you take today will have an impact on your financial peace of mind in the years ahead.
Your private banker plays a key role in those decisions. After sitting down together and mapping out your financial and tax situation, you draw up a plan for the future that develops in line with your retirement goals.
Your Private Plan: the cornerstone of this new phase in your life
Set out what’s important to you in your Private Plan.
This personal plan calculates the financial resources available to you in the future. It helps you make clear choices after due account has been taken of your income and expenditure, the return on your investments and inflation. The tax aspects of your group insurance scheme and the cover provided by your hospitalisation insurance are also included in the calculation.
When drawing up the Private Plan, we take account of what’s important to you:
- More time for travelling, pursuing hobbies, being with the children and grandchildren
- An additional source of income during your retirement
- A buffer for unexpected expenses
- The transfer of ownership to the next generation
- ...
Your goals take shape with scenarios that match your timeline and comfort level.
The result is a clear plan – a solid foundation that grows with your life and is regularly adjusted.
It’s particularly important to have a clear view of things as you approach retirement. Planning for retirement isn’t just about money. It’s also about the choices you make for the future. When you have a clear plan, you can strike a balance between pleasure, income, wealth and what you want to leave to your loved ones.
A single point of contact for your wealth
Your private banker is your dedicated contact. They understand your financial situation and your expectations, and also think constructively with you going forward.
You can also rely on the knowledge of experts in such areas as investments, taxation, property, inheritance, wealth planning and even art.
This ensures you receive personal guidance that is tailored to this new phase in your life. An approach that grows with your plans, your wishes and your wealth.
It’s this type of personal guidance that makes the difference.