car fleet

Looking to finance your car or car fleet?

  1. Run a simulation, take out your loan online and get back your 125-euro origination fee*
  2. Get the same personal rate online as you would in your branch
  3. Benefit from our special low rate for electric cars

Arrange your finance online and get back your origination fee!

A new year’s started and that means it could be time to get a new company car. At KBC, we’re more than happy to do our bit and will refund your origination fee when you take out your loan online between 9 January 2023 and 9 March 2023. Not only that, you also benefit from low rate car finance during this period.

Work out your loan in one of our online apps. If you’re happy with the offer, apply for your loan right away online. Your origination fee will be refunded to your account later on without you having to do anything.

* Learn more about the offer terms and conditions.

Simulate and apply for finance

How do I finance my company car's?

Most business owners cannot imagine professional life without a company car anymore. After all, it’s important for someone who runs a business to be mobile. Regardless of whether you’re looking to buy, lease or rent a company car, KBC can offer a bespoke solution to finance your car or car fleet. Each package has its own benefits.

Financing your car or car fleet using your own funds is inadvisable due to the high cost. Taking out a loan to this end is a more attractive option because it allows you to spread the cost. On top of that, it’s tax-deductible.

To find out which type of credit is best suited to your needs, we’ve provided a detailed comparison of five different options:

Investment Credit Finance lease Renting

Minimum credit amount

1,250 EUR excl. VAT 9,000 EUR excl. VAT 9,000 EUR excl. VAT

Term

2 to 5 years 2 to 5 years 2 to 5 years

Interest rate

Variable or fixed Fixed Fixed

Pre-financing of VAT

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Drawdowns

Can be drawn down in instalments or in one lump sum

Repayments

Monthly Monthly Monthly

Residual value

By default 4% By default 16%

Purchase option

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Administrative work

Credit can be drawn down online via KBC Touch and/or KBC Business Dashboard Carried out by KBC Lease Carried out by KBC Lease

Accounting treatment

On the balance sheet: capitalisation and depreciation On the balance sheet: capitalisation and depreciation On the income statement: booked as expense