Looking to finance your company car(s)?
- Run a simulation and take out your loan online
- Get the same personal rate online as you would in your branch
- Benefit from our lower rate for 100% electric cars or hydrogen cars
How do I finance my company car?
As an entrepreneur – whether you’re self-employed, leading an SME or a company founder – having a company car is vitally important to your business and mobility.
Taking out finance for a company car limits your investment burden and helps maintain your cash flow. A variety of options are available on the market for businesses wanting to finance a vehicle, such as leasing, renting or investment credit. Straightforward digital process: get the same rate as at your branch and adjust your residual values for leasing and renting
At KBC, you can find business car financing that perfectly fits your company's needs.
To find out which type of credit is best suited to your needs, we’ve provided a detailed comparison of five different options:
Investment credit
Minimum credit amount: 1,250 EUR excl. VAT
Term: 2 to 5 years
Fixed interest rate
pre-financing of VAT
Can be drawn down in instalments or in one lump sum
Monthly repayments
residual value
purchase option
Credit can be drawn down online via KBC Touch and/or KBC Business Dashboard
Accounting: on the balance sheet: capitalisation and depreciation
Financial leasing
Minimum credit amount: 9000 EUR excl. VAT
Term: 2 to 5 years
Fixed interest rate
Pre-financing of VAT
Drawdowns
Residual value: 4% by default
Purchase option
Administrative work carried out by KBC Lease
Accounting: on the balance sheet: capitalisation and depreciation
Financial renting
Minimum credit amount: 9000 EUR excl. VAT
Term: 2 to 5 years
Fixed interest rate
Pre-financing of VAT
drawdowns
Monthly repayments
Residual value by default 16%
Purchase option
Administrative work: carried out by KBC Lease
Accounting: on the income statement: booked as an expense
Are you thinking about buying or leasing a company car as a (part-time) self-employed person? Perhaps an electric company car might be a sustainable and tax-efficient way to get around? Whatever your choose, KBC is sure to offer the right solution for you.
