real estate

Compare real estate credit facilities

Find out how to finance real estate

How can I finance a real estate purchase?

There are various funding solutions if you decide to build or buy a property in the name of your business. Even if you decide to renovate a commercial property, for example, you can still apply for real estate finance. KBC offers four different ways to buy land, build or renovate your own business premises.

To help you decide which type of credit is best suited to your needs, we’ve provided a detailed comparison of the different options below:

Investment Credit Roll-Over Line of Credit Line of Business Credit with Straight Loans


Building and/or land Building and/or land Advance

Renovation work

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Minimum credit amount

None 250,000 euros (credit line amount) - 10,000 euros (principal repayment amount) 50,000 euros

Interest rate

Variable or fixed Margin on Euribor Margin on Euribor

Can be drawn down online

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Other features of note

Roll-over credit

  • Switch to an investment credit free of charge

Credit line with straight loans

  • Drawdowns must be for at least 50,000 euros

Related products

Cash budget credit facility

Staff holiday pay and year-end bonuses straining your cash flow? Keep your advance in current account free and spread your costs with a KBC Cash Budget Credit.

Agroflex Credit

The agroflex credit facility is ideal for financing the purchase of farming or horticultural equipment or property. It's tailored to the needs of your business.

Financial Leasing/Renting without Services

At KBC, you can lease or rent a company car. We provide the finance without any additional commitments.

Business Budget Facility

  • Extra financial breathing space
  • Interest is tax-deductible
  • Apply for your cash reserve online now