Looking to finance your company car(s)?
- Run a simulation and take out your loan online
- Get the same personal rate online as you would in your branch
- Benefit from our lower rate for 100% electric cars or hydrogen cars
How do I finance my company car?
As an entrepreneur – whether you’re self-employed, leading an SME or a company founder – having a company car is vitally important to your business and mobility.
Taking out finance for a company car limits your investment burden and helps maintain your cash flow. A variety of options are available on the market for businesses wanting to finance a vehicle, such as leasing, renting or investment credit. Straightforward digital process: get the same rate as at your branch and adjust your residual values for leasing and renting
At KBC, you can find business car financing that perfectly fits your company's needs.
To find out which type of credit is best suited to your needs, we’ve provided a detailed comparison of five different options:
| Investment Credit | |||
|---|---|---|---|
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Minimum credit amount |
1,250 EUR excl. VAT | 9,000 EUR excl. VAT | 9,000 EUR excl. VAT |
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Term |
2 to 5 years | 2 to 5 years | 2 to 5 years |
|
Interest rate |
Fixed | Fixed | Fixed |
|
Pre-financing of VAT |
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Drawdowns |
Can be drawn down in instalments or in one lump sum | ||
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Repayments |
Monthly | Monthly | Monthly |
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Residual value |
By default 4% | By default 16% | |
|
Purchase option |
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Administrative work |
Credit can be drawn down online via KBC Touch and/or KBC Business Dashboard | Carried out by KBC Lease | Carried out by KBC Lease |
|
Accounting treatment |
On the balance sheet: capitalisation and depreciation | On the balance sheet: capitalisation and depreciation | On the income statement: booked as expense |
| More information | More information | More information |
Minimum credit amount
Term
Interest rate
Pre-financing of VAT
Drawdowns
Repayments
Residual value
Purchase option
Administrative work
Accounting treatment
| Investment Credit |
|
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|
|
|
|
Minimum credit amount |
More information |
|---|---|
| Investment Credit | 1,250 EUR excl. VAT |
| 9,000 EUR excl. VAT | |
| 9,000 EUR excl. VAT |
Term |
More information |
|---|---|
| Investment Credit | 2 to 5 years |
| 2 to 5 years | |
| 2 to 5 years |
Interest rate |
More information |
|---|---|
| Investment Credit | Fixed |
| Fixed | |
| Fixed |
Pre-financing of VAT |
More information |
|---|---|
| Investment Credit | |
Drawdowns |
More information |
|---|---|
| Investment Credit | Can be drawn down in instalments or in one lump sum |
Repayments |
More information |
|---|---|
| Investment Credit | Monthly |
| Monthly | |
| Monthly |
Residual value |
More information |
|---|---|
| Investment Credit | |
| By default 4% | |
| By default 16% |
Purchase option |
More information |
|---|---|
| Investment Credit | |
Administrative work |
More information |
|---|---|
| Investment Credit | Credit can be drawn down online via KBC Touch and/or KBC Business Dashboard |
| Carried out by KBC Lease | |
| Carried out by KBC Lease |
Accounting treatment |
More information |
|---|---|
| Investment Credit | On the balance sheet: capitalisation and depreciation |
| On the balance sheet: capitalisation and depreciation | |
| On the income statement: booked as expense |
