As a businessperson, you will often need one or more company cars for your professional activities. If you’d like an all-in formula with no operational or administrative worries for a fixed monthly lease payment, a Full Service Car Leasing contract is the perfect choice. Full Service Car Leasing is the most comprehensive leasing and renting formula at KBC. A Full Service Lease car is the total solution for your mobility needs.
What is Full Service Car Leasing?
How do I apply for Full Service Car Leasing?
- Drop into your KBC Bank branch and we will go through the possibilities with you. If you already have a quote for a car, be sure to bring it with you.
- Once your application has been approved and the contracts have been signed, KBC Autolease will order the car from the dealer, take care of the registration and let you know when you can go and collect your vehicle.
- You make your monthly lease payment to KBC Autolease.
- Repairs, maintenance and tyre changes are carried out by your official dealer. KBC Autolease pays the garage bill directly.
A summary of the benefits
- There are no unexpected costs. The total service (financing, insurance, risk arrangement, maintenance, tyres, etc.) is included in the fixed monthly lease payment, which remains the same throughout the duration of the contract.
- You don’t have to pay the VAT, taxes, insurance premiums or claim handling charges upfront. KBC Autolease takes care of the prefinancing and you pay us back over a longer period.
- You have no residual value risk. KBC Autolease bears the risk of selling the car at the end of the contract for the market value that was estimated in advance.
- You have little or no administrative work to do. KBC Autolease takes care of ordering and registering your car. KBC Autolease also checks the maintenance invoices, repairs, and tyre changes. You can monitor your vehicle fleet electronically.
- In the whole of Europe you benefit from 24-hour assistance for your vehicle and its passengers.
Are there any other options?
- If you would like to rent a car with basic services such as repair, maintenance and tyres, then Financial Renting with Repair, Maintenance & Tyre Service is the formula for you.
- If you want to rent or lease, but you’d prefer to take care of repairs, maintenance and tyre changes yourself, Financial Leasing/Renting without Services is the option you should go for.
Our advance in current account allows you to go overdrawn. Taking out 'straight loans' also gives you the option of financing larger commercial expenses in the short term.
Need to borrow to finance a major purchase for your business (buildings, machinery, equipment, etc.)? If so, make use of an investment credit. Perfectly tailored to your situation.
What types of credit can I use to finance my working capital?
You can channel additional funding into your commercial activities using straight loans, an advance in current account or the Business Budget Facility. Compare the different options in detail.