Comparing credit to finance working capital

What types of credit can I use to finance my working capital?

Comparing credit to finance working capital

What types of credit can I use to finance my working capital?

How do I finance running my business?

Need some financial breathing space and want to keep your cash resources and funds free for other purposes? As someone running their own business, you can easily channel additional funding into your commercial activities. KBC has three different solutions that gives you the freedom to do just that.

But which type of credit is best suited to your needs? Check out the detailed comparison below:

  Business Budget Facility Advance in Current Account Line of Business Credit with Straight Loans
Minimum credit amount None None 50,000 euros
Maximum credit amount 5,000 euros Based on your cashflow requirements  Based on your cashflow requirements
Interest rate Fixed Fixed Margin on EURIBOR
Drawdowns Payments via your business account Payments via your business account Decide yourself + possibility to change at any time
Possibility to deduct interest and charges from your taxes  (no charges)
Digital utilisation or drawdown of credit 
Charges
Optional: 'Remission of Debt' financial protection
  Learn more about the Business Budget Facility Learn more about the Advance in Current Account Learn more about the Line of Business Credit with Straight Loans

Related products

Compare types of credit for business facilities

KBC can finance the equipment for your business in four ways. Find out which credit suits your plans.
Compare types of credit for business facilities

Agroflex Credit

The agroflex credit facility is ideal for financing the purchase of farming or horticultural equipment or property. It's tailored to the needs of your business.
Agroflex Credit

Full Service Car Leasing

KBC Full Service Car Leasing enables you to finance your company car, while also covering repairs, maintenance, tyres, insurance, breakdown assistance, replacement vehicle, etc.
Full Service Car Leasing

Tax pre-payment plan

  • Never forget to pre-pay your taxes again
  • Tax-deductible
  • Take out your plan online
Tax pre-payment plan
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