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170083559

KBC Team Protect Plan

Give your employees financial peace of mind throughout their careers. 

  • Build up a death benefit for the next of kin of employees who die before reaching retirement age
  • Basic product with lower premiums (can be extended at any time to include pension accrual)
  • Ability as an employer to provide extra protection for career-related risks
Contact your agent

The primary purpose of the Team Protect Plan is to give employers like you the opportunity to provide extra protection to your employees in the form of death benefit cover. Should an employee die before retirement, the plan ensures you are able to protect their next of kin. If an employee becomes incapacitated for work, you are covered for the continued accrual of their death benefit. You also have the opportunity to add supplementary ‘guaranteed income’ cover.


You can use the Team Protect Plan to protect your employees against financial risks during their careers. You can also easily include pension accrual in your group insurance scheme in the future as supplementary cover, or you can provide extra protection over and above the pension accruing through sectoral schemes.

Two options available

The death benefit cover under the group insurance scheme can be a fixed amount or an amount based on your employee's salary.

What your employees receive

Benefit in the event of premature death

V
Premium waiver in the event of work disability V

Supplementary income: guaranteed income cover 

optional

Additional cover

Supplementary income (guaranteed income)

You can ask KBC to cover loss of income suffered by your employees. Under this supplementary cover, an annuity is paid in the event of full or partial loss of earned income due to work disability caused by illness or an accident outside of work.

Schedule an appointment with your KBC Insurance agent

Make an appointment