Payconiq

Receiving mobile payments

Payconiq

Receiving mobile payments

Surprisingly simple

Your customer just scans your unique QR code with the KBC Mobile app or the Payconiq by Bancontact app. You immediately see the confirmation on your computer or tablet.

Secure

Payments made using Payconiq are guaranteed, so whenever you receive confirmation that someone has paid, you can be 100% sure of getting the amount in question.

No set-up or subscription charges

With Payconiq, you only pay a charge of 0.06 euros per in-store transaction and 0.20 euros per online transaction.

Fill in the application form

In search of a mobile payment solution? Look no further! Payconiq offers a fast and easy way for your customers to pay using their smartphone. You receive real-time confirmation of the payment on your PC, tablet or smartphone. Find out how it works.

Payconiq is also available for private individuals. Find out how it works.

Why use Payconiq?

Receive payments fast and easy

A smooth payment experience

Customers can conveniently pay using Payconiq in the KBC Mobile app or the Payconiq by Bancontact app on their smartphone.

They just select your business from the list in the app or scan your unique QR code, enter the amount due on their smartphone and confirm with their PIN. It’s that simple! And you receive real-time confirmation of the payment on your PC, tablet or smartphone.

 

For your business premises, online store and invoices

When customers visit your business premises, they can pay for their purchase by scanning your QR code with their smartphone. For purchases from your online store, they simply press the Payconiq payment button. If your customers order by invoice, you can include your unique QR code on the invoice, so all they need to do is scan it to pay you with Payconiq.

Customers can also select your business from the list of retailers in the Payconiq by Bancontact app, allowing them to pay you anytime, anywhere.

No fixed charges

  • You don’t pay any set-up or subscription charges
  • With Payconiq, you only pay a charge of 0.06 euros per in-store transaction and 0.20 euros per online transaction
  • You don’t need to buy any new or special hardware; your smartphone, computer or tablet is all you need

Convenience for your customers

If a customer leaves home without their bank card or any cash, all they need to do is launch the KBC Mobile app or Payconiq by Bancontact app.

Around 7 in 10 smartphone users have at least one banking or payment app, so chances are many of your customers are interested in mobile payments.

How does Payconiq work?

Payconiq consists of a web portal for you and an app for customers.

Web portal for retailers

Get Payconiq and receive payments by smartphone.

Once you’ve signed the Payconiq contract, you register in the web portal the first time you use it. This permanently activates you as a retailer.

You can then use the portal to check all incoming payments in real time.

All payments made are instantly displayed in the list of transactions. The portal also lets you create and export payment overviews in just a few taps or clicks.

Log in to the Payconiq web portal

The customer

To pay with Payconiq, your customers need to install the KBC Mobile app or Payconiq by Bancontact app on their smartphone.

Is Payconiq secure?

Payconiq uses a highly secure transfer system, with every single communication between Payconiq and the banks being encrypted. And user privacy is protected, too.

What’s more, payments made using Payconiq are guaranteed, so whenever you receive confirmation that someone has paid, you can be 100% sure of getting the amount in question.

Is Payconiq something for you?

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Payment terminals at KBC

Payconiq offers you a convenient and fully mobile payment system that can supplement a payment terminal on your business premises. Find out more about the different options.

Frequently asked questions

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