Payconiq is a smartphone app that lets you pay for things and have loyalty points saved automatically. No need to have a payment card, cash or banking details of someone you’re paying on you. All you need is your phone!
Pay and get paid with ease
Lent cash to a friend or need to pay someone back? Find them in your phone contacts using their phone number or e-mail address without needing their bank details!
Pay in lots of places near you
Look out for the Payconiq logo in shops, restaurants and a growing list of other outlets to pay securely by Payconiq.
Payconiq can easily be linked to your joyn loyalty card so you always have it with you!
What is Payconiq?
When might Payconiq be useful?
If you ever have to borrow money from a friend or chip in for a gift with a group of friends, it’s handy to have an account number. Payconiq does away with that. If your friend has Payconiq on their phone and you know their mobile number, that’s all it takes to send them money!
Going to pay at the till and then realising that you don’t have enough cash on you can be a real bummer. Sound familiar? Payconiq makes all that a thing of the past. Just look for the Payconiq logo at participating outlets to pay with ease in no time.
Your questions on Payconiq answered
Where can I pay by Payconiq app near me?
What are the limits for Payconiq payments?
A fixed daily limit applies to Payconiq payments (it can’t be changed). At KBC, we’ve restricted this to 1,000 euros a day. (125 euros per day for minors).
What does Payconiq cost?
Absolutely nothing! The app is free of charge and payments cost nothing either.
How do I pay in shops using Payconiq?
Look for the Payconiq logo to pay easily using the app. Scan the
merchant’s QR code and enter the amount, then confirm with your PIN
and you’re done!
You can also pay in a shop by selecting it from a list of participating outlets. Open the app and tap the green plus (+) sign to find the shop and select it. Enter the amount then your PIN and you’ve paid.
How do I transfer money to my family or friends using Payconiq?
Making transfers to those closest to you has never been easier. You don’t even need their banking details! Simply find them using their phone number and send them money instantly if they have Payconiq as well. If they don’t, just invite them to get the app too.
How do I pay using Payconiq and save loyalty points at the same time?
If you see the joyn logo in a shop, you can save loyalty points there. It’s easy to link your joyn, CityLife or Qustomer loyalty card to the Payconiq app. Citylife and Qustomer are now joyn too, but you can still use your old loyalty card.
The only thing you have to do afterwards is get a joyn QR code using Payconiq. The seller scans that with their tablet, then it’s simply a matter of confirming the payment using your PIN. And that’s it! You’ve paid and your loyalty points have been added. No more forgetting to take your loyalty card with you!
How do I link my KBC account to my Payconiq account?
When you install the Payconiq app on your phone, you indicate from which account payments are to be debited through our KBC Mobile app. Select and confirm your chosen account to make payments using the Payconiq app.