Benefit from a discount of 15% on your comprehensive insurance now

If you’re not a customer or don’t have KBC Mobile, call KBC Live on 078 353 137.

All Risks Comprehensive Insurance is a form of property damage cover under KBC Vehicle Insurance for Passenger Cars (car insurance). 

• This product is governed by the laws of Belgium.
• Insurance cover under the policy is valid for a term of one year and is tacitly renewed unless you cancel it no later than two months before the main renewal date.  As a consumer, you can cancel your policy at any time starting from the second insurance year, with effect after two months have elapsed from the day after the registered letter was submitted for delivery, the writ was served or the date of the acknowledgement of receipt.
• Your intermediary is the first point of contact for any complaints you may have. If no agreement can be reached, please contact KBC Complaints Management: Brusselsesteenweg 100, 3000 Leuven, complaints@kbc.be, tel. 016 43 25 94, tel. 016 43 25 94  or + 32 78 15 20 45 (charges apply), fax + 32 16 86 30 38. If you cannot find a suitable solution, you can contact the Belgian insurance industry’s ombudsman service: Ombudsman van de Verzekeringen, de Meeûssquare 35, 1000 Brussels, info@ombudsman-insurance.be, www.ombudsman-insurance.be. This does not affect your legal rights.

Contact your KBC insurance expert or visit our website to request a quotation for KBC Vehicle Insurance for Passenger Cars.

KBC Vehicle Insurance for Passenger Cars is a product from KBC Insurance NV – Professor Roger Van Overstraetenplein 2 – 3000 Leuven – BelgiumVAT BE 0403.552.563 – RLP Leuven – IBAN BE43 7300 0420 0601 – BIC KREDBEBBCompany authorised for all classes of insurance under code 0014 (Royal Decree of 4 July 1979; Belgian Official Gazette, 14 July 1979) by the National Bank of Belgium, De Berlaimontlaan 14, 1000 Brussels, Belgium.

Member of the KBC Group

Insured

• Damage caused by a collision, fire, glass breakage, theft, vandalism, forces of nature, filling up with the wrong type of fuel, collisions with stray animals or birds, and gnawing martens
• The cost of replacing locks or reprogramming the locking system if your car keys are stolen
• Medical expenses if you were injured in a carjacking or car theft
• Vehicle registration tax is covered free of charge if your vehicle is a total loss

Damage to transported items

• We compensate up to 1 500 euros for items you transport in your car which are intended for personal use in the event that your car is also damaged, including bicycles on your bicycle rack or luggage in your roof box
• We also cover any additional vehicle features which you can no longer use after your car has been declared a total loss, such as your winter tyres or roof box

Not insured

• Damage you cause under the influence of alcohol (more than 0.15%) or in a similar condition due to the use of substances other than alcohol
• Damage you cause while driving your car in violation of the conditions laid down in Belgian laws and regulations
• Damage you cause intentionally
• Damage to parts caused as a result of wear and tear or by an obvious lack of car maintenance
• Theft you facilitated by leaving your vehicle unattended on a public road or unlocked in another location accessible to the public
• Your physical injuries as the driver of your vehicle(for which you can take out Driver Accident Insurance)

The complete list of exclusions can be found in the general conditions.

Read this information carefully before taking out this insurance  

Insurance Information Document 

Other important documents are included below  

General conditions  
Segmentation policy
Minimum Conditions