Personal loan

Get a loan from us to cover unforeseen circumstances like when your washing machine gives up the ghost, your house is damaged or you’re hit with a hefty heating oil bill.

Planning to go on the holiday of your dreams? By taking out a loan, you can spread the cost over the entire year.

Hobbies are great fun, but more often than not cost a lot of money. Fortunately, you can spread that cost by taking out a loan that's tailored to your needs.

Does your home need a makeover or have you bought a property that needs to be fitted out? With a personal loan, you can quickly start enjoying your new-look home interior.

Being a student costs an average of 12,450 euros a year. The cost of theory lessons and driving tuition at a driving school can quickly mount up to more than 1,000 euros. When you take out our personal loan, you pay back a fixed amount every month, ensuring you're never in for any unwelcome surprises.

If you want to borrow so you can purchase a laptop, smartphone or camera, that can also be arranged. You can take out a personal loan from as little as 1000 euros, so even ‘smaller’ purchases are possible.

When you take out a fixed-rate loan, you know in advance how much you have to pay off each month. The length of time you can take to repay your loan depends on how much you want to borrow.

By running a personal loan simulation, you know beforehand exactly how much you'll be repaying each month and for how long. So, ultimately it's you who decides what your loan looks like.
 

You can apply online to borrow between 1000 euros and 75,000 euros. Make an appointment at your branch to discuss larger amounts and we’ll see what works for you.

Repayments start one month after your loan amount has been made available, after which they are made on the same day every month.

You pay off your loan with a KBC Current Account. If you’re paying off your loan via another financial institution, be sure to make your payments using the right agreement number. This is the account number for your loan.