Home interior loan

Borrowing for your home interior improvements

At 8.25%
  • Spread the cost of your home improvements
  • No invoice needed as proof
  • Work out your loan online and apply for it right away
Work out and apply for your loan

Representative example: for an instalment loan of 10,500 euros to be repaid over 60 months at a fixed annual debit rate and annual percentage rate of charge of 8.25%, you pay 60 instalments of 212.67 euros per month or 12,760.11 euros in total. Rate applies from 04-07-2023 for terms of up to 60 months, for an instalment loan used to various personal purposes.

What is a home interior loan?

Looking to do up the interior of your home, not by carrying out major renovations but perhaps instead by changing its style and adding some new furniture? If you are, a home interior loan is the ideal way to quickly put your plans into action. You’ll end up spreading the cost of your project while keeping the pressure off your savings.

Your home interior loan at a glance:

  • Repayments are made monthly and spread over at least six months
  • You work out your loan online and can apply for it right away
  • You decide how to spend what you’ve borrowed and you don’t need to keep any receipts or invoices
Work out and apply for your loan

Online simulation and application

Already know what sort of budget you need or perhaps curious to see which loan is feasible for you? Regardless of whether you’re a customer at KBC, our online simulation gives you an instant idea of your repayment schedule and personal rate, just like in your branch.

  • Fill in the amount you want to borrow (at least 500 and no more than 50 000 euros using KBC Mobile or KBC Touch)
  • Select the term for paying off your loan (at least 12 and no more than 72 months)
  • Work out your monthly repayments
  • If you like what’s being offered, apply for your loan right away
Work out and apply for your loan

More information about your home interior loan

You must be at least 18 years old to apply for a loan and you can choose how much you want to borrow. That amount must be at least 500 euros and no more than 50 000 euros when applications are made online using KBC Touch or KBC Mobile. If you need to borrow more, just drop by a KBC branch where the staff will be happy to help.

This instalment loan has a minimum term of six months. As far as the maximum term is concerned, your instalment loan:

  • Complies with the statutory periods for repayment
  • May not exceed 120 months (in your KBC branch)

You have 14 calendar days to withdraw from the contract for this instalment loan, starting from the date you and KBC sign the contract.

Interested in seeing some more information about your instalment loan? Learn more about things like who can apply for the loan, the loan amount and the purpose of the loan.

Work out and apply for your loan

Lender: KBC Bank NV, Havenlaan 2, 1080 Brussels, VAT BE 0462.920.226, RLP Brussels, FSMA 026256 A.

Instalment Loan Financial Protection Insurance is a group insurance contract concluded between KBC Bank and KBC Insurance. To be covered by the scheme, you need to have signed up to this insurance and paid for it. This insurance is optional. See the conditions of cover to find out which risks are covered and to see the main exclusions. Alternatively, ask for more information at your KBC Bank branch.

Insurer: KBC Insurance NV – Professor Roger Van Overstraetenplein 2 – 3000 Leuven – Belgium.
VAT BE 0403.552.563 – RLP Leuven – IBAN BE43 7300 0420 0601 – BIC KREDBEBB
Company licensed by the National Bank of Belgium, de Berlaimontlaan 14, 1000 Brussels, Belgium, for all classes of insurance under code 0014 (Royal Decree of 4 July 1979, Belgian Official Gazette of 14 July 1979).

Attention, borrowing money also costs money