Shop online with ease
Pay fast with your phone in online stores.
Pay conveniently in shops
Leave your debit card and cash at home.
Split bills with friends the easy way
Get paid back by QR code or payment request on social media.
What is MobilePay?
MobilePay is our KBC Mobile app’s handy feature that lets you pay or get paid on your phone without a card and card reader.
What can you do with MobilePay?
1. Split bills with friends the easy way
Love heading out with friends? Use MobilePay to work out who owes what and share the bill.
Ask your friends to repay you by Facebook, WhatsApp, e-mail or text message or get them to quickly pay you back by QR code.
2. Pay in shops
Scan a QR code
MobilePay recognises several types of QR code for making payments. Simply scan a Payconiq, Bancontact, KBC or other available QR code to pay.
Hold your phone close to the payment terminal
Simply hold your phone close to the payment terminal to make contactless payments of up to 50 euros (your phone just needs to be on). There’s no need to even unlock it or open our app.
This feature is available to customers using our Mobile app or Google Pay on an Android phone.
3. Shop online
Avid online shopper? Pay in a snap with MobilePay. Simply select KBC as your way to pay, scan a QR code with your phone and you’re done.
4. Repay friends
Get repaid quickly yourself using one of these options:
- Generate a QR code
- Ask to be repaid by text, WhatsApp or Messenger message and several other ways
Pay someone back fast several ways:
- Find them in your contacts and repay them by Payconiq in our KBC Mobile app
- Accept their payment request
- Scan their QR code
Get MobilePay in KBC Mobile
How it works
Interested? Get KBC Mobile
Frequently asked questions
How do I pay by contactless using the KBC Mobile app on my phone?
- Enable contactless payments using KBC Mobile where you manage your debit card settings. Pay by contactless on your phone as long as our app stays on it.
- Hold your phone against a contactless payment terminal. For amounts of up to 50 euros, your phone only needs to be on. There’s no need to even unlock it or open our app.
- Get payment confirmation from the terminal.
You’ll sometimes still have to enter your KBC Mobile app PIN to spend over 50 euros, make five consecutive payments of under 50 euros or authorise payments bringing you over a total of 100 euros spent on smaller transactions. Once you’ve entered your PIN, you’ll need to hold your phone against the terminal again.
When is my PIN required when paying contactless?
You need to enter your PIN for payments over 50 euros. In multi-storey car parks (and similar parking structures), the threshold is 50 euros. Outside Belgium, lower thresholds may apply.
Consecutive purchases can be made without entering your PIN until they reach 150 euros. When you reach that threshold you're asked to insert your payment card into the payment terminal and key in your PIN as a security check to prove the card is indeed yours.
- You're buying some odds and ends in the supermarket and the price comes to 50 euros. You pay contactless without entering your PIN
- Next door, you see a scarf, which you snap up for 49 euros. You pay contactless without entering your PIN
- Next day, you purchase tickets for the movies costing 46 euros. You pay contactless
- The next time you want to pay contactless, you'll have to enter your PIN because your total consecutive contactless payments now exceed 150 euros
Can I opt to switch off the 'contactless payments' function?
You can opt to switch the contactless function off and back on again in KBC Touch, KBC Mobile and KBC Business Dashboard.
Getting started with KBC Mobile
Bank on your phone
- Best digital bank in 2020
- No debit card & card reader
- Start to bank and insure on the go