Entrepreneurs like you, whether starting out or established, often have big plans. And good for you.
But it can sometimes be discouraging when you realise that you can’t immediately set yourself up with the equipment you dream of. Or perhaps you’d rather keep a little capital to one side for other potential investments.
KBC offers three different formulas that mean you really can afford the IT equipment, office furniture or machinery you need.
You can finance your equipment, for instance, using a traditional investment credit. In this case, you immediately become the owner of the goods you buy: KBC simply helps you finance the purchase.
Renting is a second option that entrepreneurs often choose. This is an off-balance-sheet leasing method, in which you as a business pay a regular fee to KBC (similar to hiring) for use of the equipment.
Or perhaps a leasing method would suit you better. As lessee, you place the purchased equipment directly on your balance sheet and work via capitalisation and depreciation. You get the right to use the goods, but KBC remains the owner of your purchases. We take a closer look below at what leasing entails.