Compare our credit cards

Choose the card that suits you best

Compare our credit cards

Choose the card that suits you best

Compare our credit and prepaid cards

Looking for a credit card for your business? Check out KBC Mastercard Business Essential and KBC Mastercard Business Extra.

 

KBC Prepaid Card

KBC Silver Credit Card

KBC Gold Credit Card

KBC Platinum Credit Card

Standard spending limit

Card balance
(max. 5 000 euros)

2,500 euros
 
5,000 euros
 
7,500 euros
 

Preload or pay after

Preload

Pay after

Pay after

Pay after

Fee per month1 1 euro 

3 euros
(incl. Plus Account)

6 euros
(incl. Plus Account)

9 euros
(incl. Plus Account)
Purchase protection and extended warranty insurance2  
Online shopping protection 2    
Travel cancellation2    
Extended warranty for grey goods (pc, tablet, etc.)2      
Extra cover while travelling2      
Admission Ticket Cancellation Insurance2      
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The KBC Silver Credit Card and KBC Gold Credit Card are credit cards issued by: KBC Bank NV, with registered office at Havenlaan 2, 1080 Brussels, Belgium, VAT BE 0462.920.226, RLP Brussels, FSMA 026256 A.

KBC Flex Budget is an open-ended credit facility linked to the KBC Silver Credit Card, KBC Gold Credit Card or KBC Platinum Credit Card and used as an additional means for drawing credit.Lender and credit card issuer: KBC Bank NV. Subject to your card or credit application being approved by KBC Bank NV.

The annual percentage rates of charge of 12.44% for a KBC Silver Credit Card with KBC Flex Budget, 12.43% for a KBC Gold Credit Card with KBC Flex Budget and 11.45% for a KBC Platinum Credit Card with KBC Flex Budget are calculated on the basis of the following assumptions:

- The standard credit amount is 2,500 euros for a KBC Silver Credit Card with KBC Flex Budget, 5,000 euros for a KBC Gold Credit Card with KBC Flex Budget and 7,500 euros for a KBC Platinum Credit Card with KBC Flex Budget;
- The stated credit amount is drawn down immediately and in full by means of payment at a retailer;
- Paying at retailers within the SEPA is the most common way the card is used;
- The variable debit rate of interest stands at 10,09% for a KBC Silver Credit Card with KBC Flex Budget, 9,65% for a KBC Gold Credit Card with KBC Flex Budget and 8,63% for a KBC Platinum Credit Card with KBC Flex Budget;
- The fee for the credit card is 22 euros for a KBC Silver Credit Card with KBC Flex Budget, 55 euros for a KBC Gold Credit Card with KBC Flex Budget and 88 euros for a KBC Platinum Credit Card with KBC Flex Budget;
- The credit has a term of one year;
- The credit amount is repaid in equal monthly instalments (at the end of each period);
- Debit interest is calculated based on projected credit use and principal repayments. 

1 You may be charged more for cash withdrawals at other banks' ATMs.

2 The various forms of insurance cover are optional and free of charge. To be covered by one or more forms, you have to sign up to them. The applicable general conditions alone determine your right to compensation from the insurer. Get them at our website or ask for them at your KBC branch.

All about your credit card

All about your credit card

Considering using your credit card abroad? Wondering how to change your PIN? Have other questions? Find out all about using your KBC credit card.
Questions about online banking and security in KBC Touch

Questions about online banking and security in KBC Touch

Discover how your secret code might not be that secret, what we at KBC do with your details and what you can do to prevent fraud.
KBC Sign

KBC Sign

Log in quickly and securely to your other online banking tools on your computer with our KBC Sign smartphone app.
Our cheapest KBC credit card

Our cheapest KBC credit card

Get a spending limit of up to 2,500 euros a month, ideal for occasional purchases including online ones or a trip abroad.