Worldwide payment convenience
With a credit card, you can make payments and withdraw cash anywhere in the world. Plus, your spending outside the European Monetary Union is converted at a favourable exchange rate.
Simple to use
Confirm payments using your PIN or by signing. Use your card to pay for online purchases, as well.
Quick and easy online application process
Use KBC Touch, KBC Mobile or KBC Business Dashboard on your PC, tablet or smartphone to apply quickly and easily for your credit card. Your card will then be sent to you by post.
Make payments and withdraw cash
KBC Mastercard Business Essentialis the credit card for managing your business expenditure quickly and securely anywhere in the world. All you have to do is use your PIN or sign for your transaction.
If you need cash, you can use your card at any ATM displaying the MasterCard logo, anywhere in the world. In countries outside the European Monetary Union, you automatically get a good exchange rate.
Paying online with KBC Mastercard Business Essential is quick and secure using KBC Sign or your KBC Card Reader.
Benefits of the KBC Mastercard Business Essential
Make payments and withdraw cash worldwide
- Fast and secure management of business-related expenditure – such as business dinners – anywhere in the world
- Online product purchases and travel and ticket reservations
- Cash withdrawals worldwide at ATMs displaying the Mastercard logo
A standard spending limit of 3 000 euros
- Cash withdrawals: the maximum amount you can withdraw (at an ATM) is 620 euros every four days
- Paying by plastic: your standard spending limit is 3 000 euros per month
Pay quickly, easily and safely with contactless
Make contactless payments by holding your card against the terminal and then seeing whether payment goes through on the screen. Sometimes you’ll be asked to enter your PIN first.
Contactless payments are processed in the same way as when you insert your card into the terminal and enter your PIN. If you prefer not to use your card’s contactless feature, it’s easy to disable in KBC Touch, KBC Mobile or the KBC Business Dashboard.
Apply quickly online for a new card
If your card is lost or has been damaged, you can quickly apply for a new one in KBC Touch, KBC Mobile or the KBC Business Dashboard
Manage your card online with ease
KBC Touch, KBC Mobile and KBC-Online for Business let you manage your card:
- Specify where and when your card can be used (like at home and/or abroad)
- Enable or disable your credit card for online purchases
KBC Business Dashboard lets you specify who gets billing statements digitally as PDF or CSV files – or both.
Which account should you choose?
Summary of charges
|KBC Business Account||
KBC Business Pro
KBC Business Compact
KBC Business Convenience
|Annual fee||22 euros||15 euros|
|Paying retailers||Free of charge||Free of charge|
|Online transactions||Free of charge||Free of charge|
|Withdrawing cash at ATMs||1% of the amount withdrawn, with a minimum charge of 5 euros||1% of the amount withdrawn, with a minimum charge of 5 euros|
|Withdrawing cash in a financial institution or bureau de change||2% of the amount withdrawn, with a minimum charge of 5 euros||2% of the amount withdrawn, with a minimum charge of 5 euros|
|Several card holders|
Exchange rate: indicative rate set by the European Central Bank (plus an exchange margin of 1.6% for payments and withdrawals in a currency other than the euro).
Lost or stolen card? Call CardStop
Always keep your card in a safe place and keep your PIN secret. If your card is lost or stolen, call Card Stop on +32 70 344 344.