Mastercard Business Essential
- Pay securely worldwide and online
- Manage your card entirely digitally
- Apply for your card the easy way online
Why this particular credit card?
The KBC Mastercard Business Essential Credit Card is the ideal card for making and managing business payments quickly and securely worldwide and online. You can easily withdraw money from any ATM displaying the Mastercard logo and you get a good exchange rate automatically when you're outside the European Monetary Union. You can apply for this card for all your employees, even if they don't bank at KBC.
Everything you need to know about this card
- Cash withdrawals: withdraw up to 620 euros (at an ATM) every four days
- Card payments: benefit from a standard spending limit of 3,000 euros per month
Use KBC Mastercard Business Essential to make payments and withdraw cash anywhere in the world accepting Mastercard. All you have to do is enter your PIN or add your signature, including online whenever the website features the 'MasterCard Secure Code' logo.
If you need cash, you can use your card at any ATM displaying the Mastercard logo, anywhere in the world. In countries outside the European Monetary Union, you automatically get a good exchange rate.
Remember that withdrawing cash and paying abroad with your card can sometimes attract charges.
Contactless makes paying effortless. Just hold your card close to the payment terminal reader, wait for confirmation and you’re done. Sometimes you’ll be asked to enter your PIN first.
Contactless payments are processed in the same way as when you insert your card into the terminal and enter your PIN. If you prefer not to use your card’s contactless feature, it’s easy to disable in KBC Touch, KBC Mobile or the KBC Business Dashboard.
You can use KBC Touch, KBC Mobile and KBC Business Dashboard to manage your card. You can:
- Specify where and when your card can be used (like at home and/or abroad)
- Enable or disable your credit card for online purchases
Use the KBC Business Dashboard to specify which staff get billing statements as PDF or CSV files – or both.
Yes, you do. Every credit card is linked to a specific account. In the case of the KBC Mastercard Business Essential Credit Card, you can combine it with:
- Apply for your credit card online
- Sign your application digitally
- Receive your credit card by post if your application is approved
|KBC Mastercard Business Essential including KBC Business Pro Account|
|Annual fee||54 euros|
|Paying retailers||Free of charge|
|Online transactions||Free of charge|
|Withdrawing cash at ATMs||1% of the amount withdrawn (with a minimum charge of 5 euros)|
|Withdrawing cash in a financial institution or bureau de change||2% of the amount withdrawn (with a minimum charge of 5 euros)|
|Several card holders|
Exchange rate: indicative rate set by the European Central Bank (plus an exchange margin of 1.6% for payments and withdrawals in a currency other than the euro).
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