KBC Mastercard Business Essential Credit Card

KBC Mastercard Business Essential Credit Card

Worldwide payment convenience

With a credit card, you can make payments and withdraw cash anywhere in the world. Plus, your spending outside the European Monetary Union is converted at a favourable exchange rate.

Simple to use

Confirm payments using your PIN or by signing. Use your card to pay for online purchases, as well.

Quick and easy online application process

Use KBC Touch, KBC Mobile or KBC Business Dashboard on your PC, tablet or smartphone to apply quickly and easily for your credit card. Your card will then be sent to you by post.

Make payments and withdraw cash

Mastercard Business Essential

KBC Mastercard Business Essentialis the credit card for managing your business expenditure quickly and securely anywhere in the world. All you have to do is use your PIN or sign for your transaction.

If you need cash, you can use your card at any ATM displaying the MasterCard logo, anywhere in the world. In countries outside the European Monetary Union, you automatically get a good exchange rate.

Paying online with KBC Mastercard Business Essential is quick and secure using KBC Sign or your KBC Card Reader.

Tip: manage your business cards yourself online

The KBC Mastercard Business Essential gives you access to the KBC Business Dashboard. 

KBC Touch, KBC Mobile and the KBC Business Dashboard give you the freedom to set quickly and securely online where and when your KBC Mastercard Business Essential can be used. If you're not abroad, you can (temporarily) disable use of the card outside Belgium.

You can also (temporarily) enable or disable the online payments feature on your KBC Mastercard Business Essential

Find out more about online banking for business

Benefits of the KBC Mastercard Business Essential

Make payments and withdraw cash worldwide

  • Fast and secure management of business-related expenditure – such as business dinners – anywhere in the world
  • Online product purchases and travel and ticket reservations
  • Cash withdrawals worldwide at ATMs displaying the Mastercard logo

A standard spending limit of 3 000 euros

  • Cash withdrawals: the maximum amount you can withdraw (at an ATM) is 620 euros every four days
  •   Paying by plastic: your standard spending limit is 3 000 euros per month

Pay quickly, easily and safely with contactless

Make contactless payments by holding your card against the terminal and then seeing whether payment goes through on the screen. Sometimes you’ll be asked to enter your PIN first.

Contactless payments are processed in the same way as when you insert your card into the terminal and enter your PIN. If you prefer not to use your card’s contactless feature, it’s easy to disable in KBC Touch, KBC Mobile or the KBC Business Dashboard.

Apply quickly online for a new card

If your card is lost or has been damaged, you can quickly apply for a new one in KBC Touch, KBC Mobile or the KBC Business Dashboard

Additional benefits at our partners

  • Enjoy amazing experiences with Priceless Cities (share it with your customers or staff) 
  • When on holiday or a business trip, get many discounts with hotels.com, Avis, Hertz, etc.
  • Your employees get the same discounts with a Business credit card

Which account should you choose?

Every credit card is linked to a specific account. In the case of the KBC Mastercard Business Essential Credit Card, you can combine it with:

Summary of charges

  KBC Business Account

KBC Business PRO

KBC Business Compact

KBC Business Convenience

Annual fee 22 euros 15 euros
Paying retailers Free of charge Free of charge
Online transactions Free of charge Free of charge
Withdrawing cash at ATMs 1% of the amount withdrawn, with a minimum charge of 5 euros 1% of the amount withdrawn, with a minimum charge of 5 euros
Withdrawing cash in a financial institution or bureau de change 2% of the amount withdrawn, with a minimum charge of 5 euros 2% of the amount withdrawn, with a minimum charge of 5 euros
Several card holders    

Exchange rate: indicative rate set by the European Central Bank (plus an exchange margin of 1.6% for payments and withdrawals in a currency other than the euro).

Use Touch, Mobile or the Business Dashboard to submit your digital application for a credit card

Apply for your credit card online
Sign your application digitally
Receive the card by post if your application is approved

Lost or stolen card? Call CardStop

Always keep your card in a safe place and keep your PIN secret. If your card is lost or stolen, call Card Stop on +32 70 344 344.

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