Multi-currency capabilities for your business
Free feature with your business account
- Exchange currencies 24/7 at market rates
- Transfer up to 1 500 euros in other currencies free of charge
- Arrange everything with ease in KBC Mobile or KBC Touch
Pay in 30 other currencies at better rates and with more transparency
If you engage in international business, you’ll know that exchange fees can quickly add up, often leaving you with a nasty surprise on your statement.
Want more clarity and lower costs?
- You can now make international transfers in another currency at no cost (up to 1 500 euros per transaction)
- As from summer 2026, you don’t pay any exchange fees (up to 1 500 euros per month)
What’s more, the good news is that you don’t need a new account – it’s a free feature with your business account. All you have to do is open a separate ‘money jar’ in KBC Mobile or Touch to keep other currencies besides euros.
Going on a business trip? Exchange your currency in advance and make payments without incurring unnecessary fees.
How it works
Choose a foreign currency to add to your business account in KBC Mobile or Touch.
Exchange euros for the currency of your choice (instant and 24/7 at the current exchange rate).
Make transfers (up to 1 500 euros per transaction) at no cost or receive deposits in that currency.
Starting in summer 2026
Pay abroad in a foreign currency using your business debit card. Unrestricted and free of charge – giving you the ability to pay like a local.
How does it differ from payments in euros?
Suppose you have to pay a bill of 25 000 CZK (or roughly 1 000 euros):
Using your euro account
- 10 EUR in exchange fees
- 10 EUR in payment fees
- 60 EUR in correspondent’s charges
Using your foreign currency sub-account
- 10 EUR in exchange fees (as from summer 2026: 0 EUR)
- 0 EUR in payment fees
- 0 EUR in correspondent’s charges
* Calculated based on market rates at a specific time.
Want to spend less on making payments in other currencies? At KBC, it’s a standard feature on your business account.
All the options open to you
If you exceed the monthly exchange limit that takes effect this summer, you pay a fixed 1% fee on the additional amount.
If you carry out an international transfer exceeding 1 500 euros, you pay a fee of 0.121% (with a minimum charge of 9.68 euros and a maximum of 145.20 euros).
If you withdraw cash abroad, charges may be levied by the foreign provider operating the ATM in question.
Business lunch in London? Pay with your debit card and the amount will be debited automatically from your foreign currency account.
Got a question or require more information? You might find what you’re looking for here:
You can add 30 different currencies at present:
- United Arab Emirates dirham (AED)
- Australian dollar (AUD)
- Canadian dollar (CAD)
- Swiss franc (CHF)
- Chinese yuan (offshore) (CNH)
- Czech koruna (CZK)
- Danish krone (DKK)
- British pound sterling (GBP)
- Hong Kong dollar (HKD)
- Hungarian forint (HUF)
- Israeli new shekel (ILS)
- Indian rupee (INR (A))
- Jordanian dinar (JOD)
- Japanese yen (JPY)
- Kenyan shilling (KES)
- Kuwaiti dinar (KWD)
- Moroccan dirham (MAD)
- Mexican peso (MXN)
- Norwegian krone (NOK)
- New Zealand dollar (NZD)
- Polish zloty (PLN)
- Rumanian leu (RON)
- Saudi riyal (SAR)
- Swedish krona (SEK)
- Singapore dollar (SGD)
- Thai baht (THB)
- Tunisian dinar (TND)
- Turkish lira (TRY)
- US dollar (USD)
- South African rand (ZAR)
No, you can use your existing KBC Business Debit Card starting in the summer of 2026. However, it is already possible to carry out international transfers in a foreign currency using KBC Mobile and KBC Touch.
No, you can only use this feature in KBC Mobile and KBC Touch.
You can go to your settings and select either to pay the remaining amount from your euro account (foreign exchange commission applies) or to cancel the payment.
Before exchanging currencies, you’ll clearly see if there are any fees and what exactly will be added.
If you’re going on a business trip, it’s a good idea to have a credit card to fall back on as some retailers only accept credit cards. And when staying at a hotel or renting a car, you may need to use your credit card to temporarily block an amount as a guarantee.
Yes, that’s perfectly possible. Find out more.
If you can’t find what you’re looking for, feel free to call the helpdesk on 016 43 25 19.
